Current Assets

Funds receivable and customer accounts

PayPal Holdings, Inc. Funds receivable and customer accounts increased by 3.4% to $39.50B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 0.8%, from $39.21B to $39.50B. Over 5 years (FY 2020 to FY 2025), Funds receivable and customer accounts shows an upward trend with a 2.7% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementBalance Sheet Statement
SectionCurrent Assets
CategoryEfficiency
SignalHigher is better
VolatilityVolatile
First reportedQ4 2014
Last reportedQ1 2026

How to read this metric

An increase generally correlates with higher transaction volume, while a decrease may indicate faster settlement cycles or lower transaction activity.

Detailed definition

This represents funds due from payment processors, card networks, or banks related to customer transactions that have be...

Peer comparison

Unique to payment processors and digital wallets; peers like Block or Adyen report similar settlement-related receivables.

Metric ID: current_assets_funds_receivable_and_customer_accounts

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$35.67B$35.10B$36.14B$37.05B$37.22B$34.82B$36.36B$35.28B$33.64B$34.64B$38.94B$38.35B$38.73B$39.18B$37.67B$39.21B$38.92B$38.67B$38.20B$39.50B
QoQ Change-1.6%+3.0%+2.5%+0.5%-6.4%+4.4%-3.0%-4.6%+3.0%+12.4%-1.5%+1.0%+1.2%-3.9%+4.1%-0.7%-0.7%-1.2%+3.4%
YoY Change+4.3%-0.8%+0.6%-4.8%-9.6%-0.5%+7.1%+8.7%+15.1%+13.1%-3.2%+2.2%+0.5%-1.3%+1.4%+0.8%
Range$33.64B$39.50B
CAGR+2.2%
Avg YoY Growth+2.1%
Median YoY Growth+0.7%

Frequently Asked Questions

What is PayPal Holdings, Inc.'s funds receivable and customer accounts?
PayPal Holdings, Inc. (PYPL) reported funds receivable and customer accounts of $39.50B in Q1 2026.
How has PayPal Holdings, Inc.'s funds receivable and customer accounts changed year-over-year?
PayPal Holdings, Inc.'s funds receivable and customer accounts increased by 0.8% year-over-year, from $39.21B to $39.50B.
What is the long-term trend for PayPal Holdings, Inc.'s funds receivable and customer accounts?
Over 5 years (2020 to 2025), PayPal Holdings, Inc.'s funds receivable and customer accounts has grown at a 2.7% compound annual growth rate (CAGR), from $33.42B to $38.20B.
What does funds receivable and customer accounts mean?
Money owed to the company by payment networks and banks for transactions processed on behalf of customers.