PayPal Holdings, Inc.
PayPal Holdings, Inc. is a leading global technology platform that enables digital payments and simplifies commerce experiences for consumers and merchants. The company operates a massive two-sided network connecting millions of active accounts across approximately 200 markets, providing secure and personalized ways to send, receive, and manage money. Its core value proposition lies in reducing transaction friction, enhancing security, and offering flexible funding options for global digital trade.
Financials
Based on Q1 2026 filing
Revenue
View metricGross Profit
View metricNet Income
View metricOperating Cash Flow
View metricFree Cash Flow
View metricEPS (Diluted)
View metricBusiness Segments
Merchant Solutions
primaryA suite of branded and unbranded payment processing tools, risk management services, and financing options designed to help businesses of all sizes increase conversion and manage operations. These services support omnichannel commerce across online, mobile, and in-person environments.
PayPal Checkout, Venmo for Merchants, PayPal Buy Now, Pay Later, PayPal Working Capital, PayPal Business Loan, Hyperwallet, PayPal Point of Sale
Large enterprises, Small and medium businesses, Marketplace platforms
Consumer Solutions
majorDigital wallet and payment services that allow individuals to shop, manage finances, and perform person-to-person transfers. These solutions offer flexibility in funding sources including bank accounts, balances, and credit products.
PayPal, Venmo, Xoom, PayPal Credit, PayPal USD, Paidy, PayPal World
Individual consumers, Friends and family, International remitters
Segment Financials
Reportable Segment — Transaction losses
View metricEurope, United Kingdom, And United States — Funds receivable and customer accounts designated for credit funding
View metricEurope — Funds receivable and customer accounts designated for credit funding, percentage
View metricBusiness Overview
Competitive Position
A dominant global leader in digital wallets and branded checkout with a massive two-sided network effect.
Geographies
Global, United States, Europe, Asia-Pacific
Customer Segments
B2C, B2B, SMB, Enterprise
Upstream Dependencies
Cloud service providers, Banking partners, Card networks, Financial data providers
Downstream Customers
Retail consumers, E-commerce merchants, Gig economy platforms, Financial institutions
Competitors & Partners
Competitors
Mastercard
MA
Global payment network and digital payment solution provider.
Visa
V
Global payment network and 'card on file' service provider.
Block
XYZ
Peer-to-peer and merchant payment competitor
American Express
AXP
Digital payment and wallet competitor
Apple
AAPL
Provider of Apple Pay and digital wallet solutions.
Alphabet Inc.
GOOGL
Provider of Google Pay and digital wallet solutions.
Partners
Synchrony Financial
SYF
Independent chartered financial institution that issues PayPal and Venmo branded credit cards and interest-bearing installment products.
WebBank
Independent chartered financial institution providing merchant financing solutions and consumer credit products.
Subsidiaries
Venmo
Mobile payment service for P2P transfers and merchant checkout.
Xoom
International money transfer service.
Paidy
Buy now, pay later provider in Japan.
Hyperwallet
Payouts capabilities provider for platforms and marketplaces.
PayPal (Europe) S.à.r.l. et Cie, S.C.A.
Licensed credit institution in Luxembourg serving the EU.
PayPal Holdings, Inc. FAQ
Common questions about PayPal Holdings, Inc.
PayPal Holdings, Inc. is a leading global technology platform that enables digital payments and simplifies commerce experiences for consumers and merchants. The company operates a massive two-sided network connecting millions of active accounts across approximately 200 markets, providing secure and personalized ways to send, receive, and manage money. Its core value proposition lies in reducing transaction friction, enhancing security, and offering flexible funding options for global digital trade.
PayPal Holdings, Inc. (PYPL) has a market capitalization of $39.7B and trades on NASDAQ.
PayPal Holdings, Inc. generated $33.7B in trailing twelve-month revenue with net income of $5.1B, representing a net margin of 15.0%, with free cash flow of $5.5B. These figures are based on the Q1 2026 filing.
PayPal Holdings, Inc.'s key competitors include Mastercard, Visa, Block, Inc., and others. These companies compete in similar markets and product categories.
PayPal Holdings, Inc. has approximately 27,200 employees.