Other
Borrowings Under Guaranteed Investment Agreements
Ready Capital Borrowings Under Guaranteed Investment Agreements decreased by 4.3% to $501.74M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 25.0%, from $668.85M to $501.74M. Over 5 years (FY 2020 to FY 2025), Borrowings Under Guaranteed Investment Agreements shows an upward trend with a 5.5% CAGR.
Analysis
StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ4 2015
Last reportedQ1 2026May 8, 2026
How to read this metric
An increase indicates reliance on specialized funding channels, which may carry unique risk profiles or covenants.
Detailed definition
These are specific borrowings or funding arrangements where the company has provided a guarantee regarding the investmen...
Peer comparison
Specific to financial firms that manage structured products or specialized investment vehicles.
Metric ID:
other_borrowings_under_guaranteed_investment_agreementsHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $363.96M | $348.77M | $345.22M | $332.40M | $304.16M | $283.82M | $264.89M | $238.95M | $226.08M | $886.92M | $844.54M | $814.78M | $782.35M | $742.63M | $691.12M | $668.85M | $629.38M | $565.88M | $524.09M | $501.74M |
| QoQ Change | — | -4.2% | -1.0% | -3.7% | -8.5% | -6.7% | -6.7% | -9.8% | -5.4% | +292.3% | -4.8% | -3.5% | -4.0% | -5.1% | -6.9% | -3.2% | -5.9% | -10.1% | -7.4% | -4.3% |
| YoY Change | — | — | — | — | -16.4% | -18.6% | -23.3% | -28.1% | -25.7% | +212.5% | +218.8% | +241.0% | +246.0% | -16.3% | -18.2% | -17.9% | -19.6% | -23.8% | -24.2% | -25.0% |
Range$226.08M – $886.92M
CAGR+7.0%
Avg YoY Growth+41.3%
Median YoY Growth-18.4%
Current Streak10 quarters decline
Product Breakdown
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Guaranteed Investment Contract | $782.35M | $742.63M | $691.12M | $668.85M | $629.38M | $565.88M | $524.09M | $501.74M |
| Total | $782.35M | $742.63M | $691.12M | $668.85M | $629.38M | $565.88M | $524.09M | $501.74M |
Borrowings Under Guaranteed Investment Agreements at Other Companies
Frequently Asked Questions
- What is Ready Capital's borrowings under guaranteed investment agreements?
- Ready Capital (RC) reported borrowings under guaranteed investment agreements of $501.74M in Q1 2026.
- How has Ready Capital's borrowings under guaranteed investment agreements changed year-over-year?
- Ready Capital's borrowings under guaranteed investment agreements decreased by 25.0% year-over-year, from $668.85M to $501.74M.
- What is the long-term trend for Ready Capital's borrowings under guaranteed investment agreements?
- Over 5 years (2020 to 2025), Ready Capital's borrowings under guaranteed investment agreements has grown at a 5.5% compound annual growth rate (CAGR), from $401.71M to $524.09M.
- What does borrowings under guaranteed investment agreements mean?
- Debt obligations tied to specific agreements where the company guarantees investment outcomes.