M&T Bank Financial guarantees and indemnification contracts increased by 2.0% to $4.85B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 9.5%, from $4.43B to $4.85B. Over 2 years (FY 2023 to FY 2025), Financial guarantees and indemnification contracts shows an upward trend with a 8.5% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
An increase signals higher risk exposure to third-party performance, requiring careful monitoring of counterparty credit quality.
This represents the bank's potential liability under contracts where it agrees to indemnify or guarantee the financial p...
Reported as part of off-balance sheet risk disclosures, varying significantly based on the bank's involvement in structured finance.
other_commitments_regarding_financial_guarantees_and_ind_0377e9| Q4 '23 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|
| Value | $4.04B | $4.13B | $4.09B | $4.34B | $4.43B | $4.50B | $4.55B | $4.75B | $4.85B |
| QoQ Change | — | +2.4% | -1.0% | +6.0% | +2.2% | +1.7% | +1.1% | +4.4% | +2.0% |
| YoY Change | — | — | — | +7.4% | — | +9.0% | +11.3% | +9.6% | +9.5% |