Total noninterest income
Ready Capital Total noninterest income decreased by 164.1% to -$48.02M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 286.6%, from $25.74M to -$48.02M. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
Higher values suggest a more diversified revenue stream and reduced reliance on net interest margins.
Detailed definition
The aggregate of all revenue streams generated outside of traditional interest income, including servicing fees, gains o...
Peer comparison
Varies significantly based on the company's business model, with higher levels expected for firms with robust loan servicing or asset management platforms.
total_noninterest_incomeHistorical Data
| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $75.87M | $88.47M | $87.81M | $50.77M | $78.53M | $31.63M | $276.07M | $40.76M | $60.01M | -$102.63M | -$82.39M | $56.25M | $25.74M | -$26.67M | $74.91M | -$48.02M |
| QoQ Change | — | +16.6% | -0.8% | -42.2% | +54.7% | -59.7% | +772.8% | -85.2% | +47.2% | -271.0% | +19.7% | +168.3% | -54.2% | -203.6% | +380.9% | -164.1% |
| YoY Change | — | — | — | -33.1% | -11.2% | -64.0% | +443.8% | -48.1% | — | -424.5% | -129.8% | +38.0% | +125.1% | +67.6% | +33.2% | -286.6% |
Business Segments — Residential Mortgage Banking
| Segment | Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 |
|---|---|---|---|---|---|
| Residential Mortgage Banking | $39.50M | $45.20M | $49.16M | $11.53M | $37.72M |
| Sbc Lending And Acquisitions | $16.37M | $22.85M | $23.81M | $22.49M | $19.45M |
| Total | $75.87M | $88.47M | $87.81M | $50.77M | $78.53M |
Residential Mortgage Banking, Sbc Lending And Acquisitions were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.
Business Segments — LMM Commercial Real Estate
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| LMM Commercial Real Estate | -$85.38M | -$19.14M | -$11.50M | -$114.48M | -$36.56M | $17.03M | -$16.70M | -$68.00M |
| Small Business Lending | $19.87M | $42.00M | $36.39M | $36.45M | $24.13M | $32.56M | — | $19.05M |
| Total | -$82.39M | $56.25M | — | $25.74M | -$26.67M | $74.91M | — | -$48.02M |
Total noninterest income at Other Companies
Frequently Asked Questions
- What is Ready Capital's total noninterest income?
- Ready Capital (RC) reported total noninterest income of -$48.02M in Q1 2026.
- How has Ready Capital's total noninterest income changed year-over-year?
- Ready Capital's total noninterest income decreased by 286.6% year-over-year, from $25.74M to -$48.02M.
- What does total noninterest income mean?
- Total revenue earned from sources other than interest payments on loans.