Business Segments · Provision for Credit Losses
Consumer Bank — Provision for Credit Losses
Regions Financial Consumer Bank — Provision for Credit Losses decreased by 20.0% to $56.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 5.1%, from $59.00M to $56.00M. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityVolatile
First reportedQ1 2013
Last reportedQ1 2026
Rolls up toProvision for Credit Losses
How to read this metric
An increase often signals deteriorating credit quality or expectations of an economic downturn, while a decrease suggests improving borrower health.
Detailed definition
This is an expense set aside to cover expected future losses from the consumer loan portfolio. It serves as a buffer aga...
Peer comparison
Commonly reported by all commercial banks as the Provision for Loan and Lease Losses (PLLL) for specific segments.
Metric ID:
rf_segment_consumer_bank_provision_for_credit_lossesHistorical Data
16 periods
| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $59.00M | $58.00M | $71.00M | $69.00M | $73.00M | $69.75M | $69.75M | $69.75M | $69.75M | $67.00M | $68.00M | $59.00M | $75.00M | $69.00M | $70.00M | $56.00M |
| QoQ Change | — | -1.7% | +22.4% | -2.8% | +5.8% | -4.5% | +0.0% | +0.0% | +0.0% | -3.9% | +1.5% | -13.2% | +27.1% | -8.0% | +1.4% | -20.0% |
| YoY Change | — | — | — | +16.9% | +25.9% | -1.8% | +1.1% | -4.5% | — | -3.9% | -2.5% | — | — | +3.0% | +2.9% | -5.1% |
Range$56.00M – $75.00M
CAGR-1.4%
Avg YoY Growth+3.2%
Median YoY Growth-0.3%
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Frequently Asked Questions
- What is Regions Financial's consumer bank — provision for credit losses?
- Regions Financial (RF) reported consumer bank — provision for credit losses of $56.00M in Q1 2026.
- How has Regions Financial's consumer bank — provision for credit losses changed year-over-year?
- Regions Financial's consumer bank — provision for credit losses decreased by 5.1% year-over-year, from $59.00M to $56.00M.
- What does consumer bank — provision for credit losses mean?
- The amount of money the bank sets aside to cover potential losses from bad consumer loans.