Discontinued — last reported Q1 '25
Provision for Credit Losses
Raymond James Financial Provision for Credit Losses increased by 850.0% to $19.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 11.8%, from $17.00M to $19.00M. Over 3 years (FY 2022 to FY 2025), Provision for Credit Losses shows relatively stable performance with a 3.2% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase suggests management expects higher default rates or a deteriorating credit environment, while a decrease suggests improved borrower quality.
Detailed definition
This represents the non-cash expense set aside by a financial institution to cover potential losses from loans or credit...
Peer comparison
Common in banking and credit card issuers; peers adjust this based on macroeconomic forecasts and portfolio seasoning.
provision_for_credit_losses_cfHistorical Data
| Q2 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$15.00M | -$8.00M | $24.00M | $56.00M | $39.00M | $21.00M | $57.00M | $113.00M | $101.00M | $7.00M | -$7.00M | $0.00 | $21.00M | $7.00M | $17.00M | $83.00M | $15.00M | $2.00M | $19.00M |
| QoQ Change | — | +46.7% | +400.0% | +133.3% | -30.4% | -46.2% | +171.4% | +98.2% | -10.6% | -93.1% | -200.0% | +100.0% | — | -66.7% | +142.9% | +388.2% | -81.9% | -86.7% | +850.0% |
| YoY Change | — | — | — | +473.3% | — | +362.5% | +137.5% | +101.8% | +159.0% | -66.7% | -112.3% | -100.0% | -79.2% | +0.0% | +342.9% | — | -28.6% | -71.4% | +11.8% |
Business Segments
| Segment | Q1 '26 |
|---|---|
| Bank | $5.00M |
| Asset Management | $0.00 |
| Capital Markets | $0.00 |
| Private Client Group | $0.00 |
| Total | $19.00M |
Provision for Credit Losses at Other Companies
Frequently Asked Questions
- What is Raymond James Financial's provision for credit losses?
- Raymond James Financial (RJF) reported provision for credit losses of $19.00M in Q1 2026.
- How has Raymond James Financial's provision for credit losses changed year-over-year?
- Raymond James Financial's provision for credit losses increased by 11.8% year-over-year, from $17.00M to $19.00M.
- What is the long-term trend for Raymond James Financial's provision for credit losses?
- Over 3 years (2022 to 2025), Raymond James Financial's provision for credit losses has grown at a 3.2% compound annual growth rate (CAGR), from $111.00M to $122.00M.
- What does provision for credit losses mean?
- The amount of money a lender sets aside to cover expected losses from unpaid debts.