Supplier Finance Program Obligations
Ralph Lauren Supplier Finance Program Obligations decreased by 5.3% to $230.70M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 6.7%, from $216.20M to $230.70M. Over 2 years (FY 2023 to FY 2025), Supplier Finance Program Obligations shows an upward trend with a 21.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests the company is relying more on third-party financing to manage cash flow and extend payment cycles, which may mask underlying cash conversion efficiency. A decrease indicates a reduction in reliance on external financing for working capital management.
Detailed definition
This metric represents the outstanding balance of trade payables that have been sold by suppliers to financial instituti...
Peer comparison
Peer companies in aerospace and manufacturing often disclose these obligations in footnotes; higher levels relative to total payables may indicate aggressive working capital management strategies compared to industry benchmarks.
supplier_finance_obligationsHistorical Data
| Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $122.20M | $212.30M | $177.50M | $173.30M | $129.20M | $210.70M | $215.50M | $216.20M | $181.00M | $256.20M | $243.70M | $230.70M |
| QoQ Change | — | +73.7% | -16.4% | -2.4% | -25.4% | +63.1% | +2.3% | +0.3% | -16.3% | +41.5% | -4.9% | -5.3% |
| YoY Change | — | — | — | — | +5.7% | -0.8% | +21.4% | +24.8% | +40.1% | +21.6% | +13.1% | +6.7% |
Supplier Finance Program Obligations at Other Companies
Frequently Asked Questions
- What is Ralph Lauren's supplier finance program obligations?
- Ralph Lauren (RL) reported supplier finance program obligations of $230.70M in Q4 2025.
- How has Ralph Lauren's supplier finance program obligations changed year-over-year?
- Ralph Lauren's supplier finance program obligations increased by 6.7% year-over-year, from $216.20M to $230.70M.
- What is the long-term trend for Ralph Lauren's supplier finance program obligations?
- Over 2 years (2023 to 2025), Ralph Lauren's supplier finance program obligations has grown at a 21.7% compound annual growth rate (CAGR), from $122.20M to $181.00M.
- What does supplier finance program obligations mean?
- The amount of money owed to banks for invoices that suppliers have sold to those banks to get paid early.