What is Sachem Capital Corp.'s provision for credit losses?

Sachem Capital Corp. (SACH) reported provision for credit losses of $5.37M in Q1 2026.

How has Sachem Capital Corp.'s provision for credit losses changed year-over-year?

Sachem Capital Corp.'s provision for credit losses increased by 410.6% year-over-year, from $1.05M to $5.37M.

What is the long-term trend for Sachem Capital Corp.'s provision for credit losses?

Over 2 years (2023 to 2025), Sachem Capital Corp.'s provision for credit losses has grown at a -23.4% compound annual growth rate (CAGR), from $5.59M to $3.28M.

What does provision for credit losses mean?

The amount of money a lender sets aside to cover expected losses from unpaid debts.

Operating

Provision for Credit Losses

Sachem Capital Corp. Provision for Credit Losses increased by 991.9% to $5.37M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 410.6%, from $1.05M to $5.37M. Over 2 years (FY 2023 to FY 2025), Provision for Credit Losses shows a downward trend with a -23.4% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementCash Flow Statement

SectionOperating

CategoryRisk

SignalLower is better

VolatilityModerate

First reportedQ1 2022

Last reportedQ1 2026May 20, 2026

How to read this metric

An increase suggests management expects higher default rates or a deteriorating credit environment, while a decrease suggests improved borrower quality.

Detailed definition

This represents the non-cash expense set aside by a financial institution to cover potential losses from loans or credit...

Peer comparison

Common in banking and credit card issuers; peers adjust this based on macroeconomic forecasts and portfolio seasoning.

Metric ID: provision_for_credit_losses_cf

Historical Data

15 periods

	Q1 '22	Q2 '22	Q1 '23	Q2 '23	Q3 '23	Q4 '23	Q1 '24	Q2 '24	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25	Q1 '26
Value	$105.00K	$105.00K	$101.52K	$94.00K	-$131.00K	$5.52M	$1.37M	$8.50M	$8.10M	$8.96M	$1.05M	$925.00K	$812.00K	$492.00K	$5.37M
QoQ Change	—	+0.0%	-3.3%	-7.4%	-239.4%	>999%	-75.3%	+522.9%	-4.8%	+10.7%	-88.3%	-12.1%	-12.2%	-39.4%	+991.9%
YoY Change	—	—	-3.3%	-10.5%	—	—	>999%	>999%	>999%	+62.3%	-22.9%	-89.1%	-90.0%	-94.5%	+410.6%

Range-$131.00K – $8.96M

CAGR+207.8%

Avg YoY Growth>999%

Median YoY Growth-3.3%

Provision for Credit Losses at Other Companies

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Frequently Asked Questions

What is Sachem Capital Corp.'s provision for credit losses?: Sachem Capital Corp. (SACH) reported provision for credit losses of $5.37M in Q1 2026.
How has Sachem Capital Corp.'s provision for credit losses changed year-over-year?: Sachem Capital Corp.'s provision for credit losses increased by 410.6% year-over-year, from $1.05M to $5.37M.
What is the long-term trend for Sachem Capital Corp.'s provision for credit losses?: Over 2 years (2023 to 2025), Sachem Capital Corp.'s provision for credit losses has grown at a -23.4% compound annual growth rate (CAGR), from $5.59M to $3.28M.
What does provision for credit losses mean?: The amount of money a lender sets aside to cover expected losses from unpaid debts.