Provision for Credit Losses
NexPoint Real Estate Finance Provision for Credit Losses decreased by 120.7% to -$2.98M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 182.3%, from $3.63M to -$2.98M. Over 3 years (FY 2021 to FY 2025), Provision for Credit Losses shows an upward trend with a 490.8% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests management expects higher default rates or a deteriorating credit environment, while a decrease suggests improved borrower quality.
Detailed definition
This represents the non-cash expense set aside by a financial institution to cover potential losses from loans or credit...
Peer comparison
Common in banking and credit card issuers; peers adjust this based on macroeconomic forecasts and portfolio seasoning.
provision_for_credit_losses_cfHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$17.00K | -$6.00K | $88.00K | $151.00K | -$87.00K | -$7.00K | $112.00K | -$34.00K | -$6.00K | $6.28M | -$420.00K | -$2.00K | -$298.00K | -$3.00K | $3.63M | $5.28M | $15.68M | $14.38M | -$2.98M |
| QoQ Change | — | +64.7% | >999% | +71.6% | -157.6% | +92.0% | >999% | -130.4% | +82.4% | >999% | -106.7% | +99.5% | <-999% | +99.0% | >999% | +45.8% | +196.7% | -8.3% | -120.7% |
| YoY Change | — | — | — | — | -411.8% | -16.7% | +27.3% | -122.5% | +93.1% | >999% | <-999% | +66.7% | -104.7% | — | +963.1% | >999% | >999% | >999% | -182.3% |
Provision for Credit Losses at Other Companies
Frequently Asked Questions
- What is NexPoint Real Estate Finance's provision for credit losses?
- NexPoint Real Estate Finance (NREF) reported provision for credit losses of -$2.98M in Q1 2026.
- How has NexPoint Real Estate Finance's provision for credit losses changed year-over-year?
- NexPoint Real Estate Finance's provision for credit losses decreased by 182.3% year-over-year, from $3.63M to -$2.98M.
- What is the long-term trend for NexPoint Real Estate Finance's provision for credit losses?
- Over 3 years (2021 to 2025), NexPoint Real Estate Finance's provision for credit losses has grown at a 490.8% compound annual growth rate (CAGR), from $189.00K to $38.97M.
- What does provision for credit losses mean?
- The amount of money a lender sets aside to cover expected losses from unpaid debts.