Other
Increase (Decrease) in Finance Receivables
Shopify Increase (Decrease) in Finance Receivables remained flat by 0.0% to $35.25M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 72.0%, from $20.50M to $35.25M. Over 3 years (FY 2022 to FY 2025), Increase (Decrease) in Finance Receivables shows an upward trend with a 83.0% CAGR.
Analysis
StatementIncome Statement
SectionOther
CategoryGrowth
SignalContext dependent
VolatilityModerate
First reportedQ1 2022
Last reportedQ4 2025Feb 11, 2026
How to read this metric
An increase suggests growth in financing activity, which can drive sales but increases credit risk exposure.
Detailed definition
The net change in the balance of loans and leases provided to customers to facilitate product purchases. This reflects t...
Peer comparison
Common for companies with captive finance arms like automotive or heavy equipment manufacturers.
Metric ID:
other_increase_decrease_in_finance_receivablesHistorical Data
4 years
| FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|
| Value | $23.00M | -$214.00M | $82.00M | $141.00M |
| YoY Change | — | <-999% | +138.3% | +72.0% |
Range-$214.00M – $141.00M
CAGR+83.0%
Avg YoY Growth-273.4%
Median YoY Growth+72.0%
Current Streak2 years growth
Increase (Decrease) in Finance Receivables at Other Companies
Frequently Asked Questions
- What is Shopify's increase (decrease) in finance receivables?
- Shopify (SHOP) reported increase (decrease) in finance receivables of $35.25M in Q4 2025.
- How has Shopify's increase (decrease) in finance receivables changed year-over-year?
- Shopify's increase (decrease) in finance receivables increased by 72.0% year-over-year, from $20.50M to $35.25M.
- What is the long-term trend for Shopify's increase (decrease) in finance receivables?
- Over 3 years (2022 to 2025), Shopify's increase (decrease) in finance receivables has grown at a 83.0% compound annual growth rate (CAGR), from $23.00M to $141.00M.
- What does increase (decrease) in finance receivables mean?
- The change in the amount of money customers owe the company for financed purchases.