Operating

Provision for Credit Losses

TD SYNNEX Provision for Credit Losses decreased by 48.9% to $6.83M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 7.3%, from $6.37M to $6.83M. Over 3 years (FY 2021 to FY 2025), Provision for Credit Losses shows an upward trend with a 66.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ1 2026Apr 2, 2026

How to read this metric

An increase suggests management expects higher default rates or a deteriorating credit environment, while a decrease suggests improved borrower quality.

Detailed definition

This represents the non-cash expense set aside by a financial institution to cover potential losses from loans or credit...

Peer comparison

Common in banking and credit card issuers; peers adjust this based on macroeconomic forecasts and portfolio seasoning.

Metric ID: provision_for_credit_losses_cf

Historical Data

17 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$1.78M$3.00K-$10.22M$15.93M$8.57M$1.78M$8.47M$5.90M$13.61M$10.83M$14.40M$11.19M$6.37M$4.58M$10.77M$13.36M$6.83M
QoQ Change-99.8%<-999%+255.8%-46.2%-79.2%+376.4%-30.4%+130.8%-20.5%+33.0%-22.3%-43.1%-28.1%+135.2%+24.1%-48.9%
YoY Change+382.5%>999%+182.9%-63.0%+58.9%+508.9%+70.0%+89.8%-43.1%+7.3%
Range-$10.22M$15.93M
CAGR+40.1%
Avg YoY Growth>999%
Median YoY Growth+79.9%

Frequently Asked Questions

What is TD SYNNEX's provision for credit losses?
TD SYNNEX (SNX) reported provision for credit losses of $6.83M in Q4 2025.
How has TD SYNNEX's provision for credit losses changed year-over-year?
TD SYNNEX's provision for credit losses increased by 7.3% year-over-year, from $6.37M to $6.83M.
What is the long-term trend for TD SYNNEX's provision for credit losses?
Over 3 years (2021 to 2025), TD SYNNEX's provision for credit losses has grown at a 66.9% compound annual growth rate (CAGR), from -$7.54M to $35.07M.
What does provision for credit losses mean?
The amount of money a lender sets aside to cover expected losses from unpaid debts.