SoFi Technologies, Inc. Time Deposits decreased by 12.4% to $1.09B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 199.9%, from $362.18M to $1.09B. Over 3 years (FY 2022 to FY 2025), Time Deposits shows an upward trend with a 8.6% CAGR.
An increase may signal a need for longer-term funding or a competitive response to rising interest rates to retain deposits.
Time deposits represent interest-bearing accounts with a specified maturity date, such as certificates of deposit (CDs)....
Commonly reported by all commercial banks as a component of total interest-bearing liabilities.
other_time_deposits| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $14.19M | $18.47M | $512.52M | $969.39M | $1.56B | $2.01B | $2.47B | $3.00B | $2.49B | $1.88B | $1.43B | $817.17M | $362.18M | $595.11M | $1.60B | $1.24B | $1.09B |
| QoQ Change | — | +30.2% | >999% | +89.1% | +60.9% | +29.0% | +22.5% | +21.8% | -17.2% | -24.4% | -23.7% | -43.0% | -55.7% | +64.3% | +169.5% | -22.6% | -12.4% |
| YoY Change | — | — | — | — | >999% | >999% | +381.0% | +209.8% | +59.5% | -6.6% | -41.8% | -72.8% | -85.4% | -68.3% | +11.8% | +51.8% | +199.9% |