Other

Time Deposits

SoFi Technologies, Inc. Time Deposits decreased by 12.4% to $1.09B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 199.9%, from $362.18M to $1.09B. Over 3 years (FY 2022 to FY 2025), Time Deposits shows an upward trend with a 8.6% CAGR.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryLiquidity
SignalContext dependent
VolatilityModerate
First reportedQ4 2025
Last reportedQ1 2026

How to read this metric

An increase may signal a need for longer-term funding or a competitive response to rising interest rates to retain deposits.

Detailed definition

Time deposits represent interest-bearing accounts with a specified maturity date, such as certificates of deposit (CDs)....

Peer comparison

Commonly reported by all commercial banks as a component of total interest-bearing liabilities.

Metric ID: other_time_deposits

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$14.19M$18.47M$512.52M$969.39M$1.56B$2.01B$2.47B$3.00B$2.49B$1.88B$1.43B$817.17M$362.18M$595.11M$1.60B$1.24B$1.09B
QoQ Change+30.2%>999%+89.1%+60.9%+29.0%+22.5%+21.8%-17.2%-24.4%-23.7%-43.0%-55.7%+64.3%+169.5%-22.6%-12.4%
YoY Change>999%>999%+381.0%+209.8%+59.5%-6.6%-41.8%-72.8%-85.4%-68.3%+11.8%+51.8%+199.9%
Range$14.19M$3.00B
CAGR+195.8%
Avg YoY Growth>999%
Median YoY Growth+51.8%
Current Streak2 quarters decline

Frequently Asked Questions

What is SoFi Technologies, Inc.'s time deposits?
SoFi Technologies, Inc. (SOFI) reported time deposits of $1.09B in Q1 2026.
How has SoFi Technologies, Inc.'s time deposits changed year-over-year?
SoFi Technologies, Inc.'s time deposits increased by 199.9% year-over-year, from $362.18M to $1.09B.
What is the long-term trend for SoFi Technologies, Inc.'s time deposits?
Over 3 years (2022 to 2025), SoFi Technologies, Inc.'s time deposits has grown at a 8.6% compound annual growth rate (CAGR), from $969.39M to $1.24B.
What does time deposits mean?
The total value of customer deposits held in accounts with fixed maturity dates.