Financial Services — Product Fulfillment Expense
SoFi Technologies, Inc. Financial Services — Product Fulfillment Expense increased by 12.4% to $26.60M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 42.2%, from $18.70M to $26.60M. Over 3 years (FY 2022 to FY 2025), Financial Services — Product Fulfillment Expense shows an upward trend with a 36.9% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
Rising fulfillment expenses relative to revenue may indicate operational bottlenecks or inefficient scaling of service delivery.
Detailed definition
Captures the costs required to deliver and execute financial products to the end customer after the initial sale. This i...
Peer comparison
Comparable to operational fulfillment or service delivery costs in digital banking and fintech platforms.
sofi_segment_financial_services_product_fulfillment_expenseHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $8.43M | $8.43M | $8.43M | $8.43M | $12.46M | $12.46M | $12.46M | $12.46M | $16.58M | $17.22M | $19.26M | $20.14M | $18.70M | $19.04M | $25.01M | $23.66M | $26.60M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +47.8% | +0.0% | +0.0% | +0.0% | +33.1% | +3.9% | +11.8% | +4.6% | -7.1% | +1.8% | +31.4% | -5.4% | +12.4% |
| YoY Change | — | — | — | — | +47.8% | +47.8% | +47.8% | +47.8% | +33.1% | +38.2% | +54.6% | +61.7% | +12.8% | +10.5% | +29.9% | +17.5% | +42.2% |
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Frequently Asked Questions
- What is SoFi Technologies, Inc.'s financial services — product fulfillment expense?
- SoFi Technologies, Inc. (SOFI) reported financial services — product fulfillment expense of $26.60M in Q1 2026.
- How has SoFi Technologies, Inc.'s financial services — product fulfillment expense changed year-over-year?
- SoFi Technologies, Inc.'s financial services — product fulfillment expense increased by 42.2% year-over-year, from $18.70M to $26.60M.
- What is the long-term trend for SoFi Technologies, Inc.'s financial services — product fulfillment expense?
- Over 3 years (2022 to 2025), SoFi Technologies, Inc.'s financial services — product fulfillment expense has grown at a 36.9% compound annual growth rate (CAGR), from $33.71M to $86.41M.
- What does financial services — product fulfillment expense mean?
- The costs incurred to deliver and activate financial products for customers.