SoFi Technologies, Inc. Technology Platform — Directly Attributable Expenses decreased by 15.3% to $63.09M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 13.0%, from $72.51M to $63.09M. Over 4 years (FY 2021 to FY 2025), Technology Platform — Directly Attributable Expenses shows an upward trend with a 23.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Rising directly attributable expenses relative to revenue indicates margin compression, while declining expenses suggest improved operational leverage.
The sum of all operating expenses that can be directly traced to the technology platform segment. This metric provides a...
Comparable to total segment operating expenses in any business unit reporting structure.
sofi_segment_technology_platform_directly_attributable_expenses| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $32.28M | $34.48M | $33.29M | $42.55M | $62.06M | $65.24M | $68.77M | $63.03M | $70.47M | $57.73M | $66.32M | $63.62M | $64.29M | $69.58M | $70.73M | $72.51M | $76.64M | $82.21M | $74.44M | $63.09M |
| QoQ Change | — | +6.8% | -3.5% | +27.8% | +45.8% | +5.1% | +5.4% | -8.3% | +11.8% | -18.1% | +14.9% | -4.1% | +1.0% | +8.2% | +1.6% | +2.5% | +5.7% | +7.3% | -9.4% | -15.3% |
| YoY Change | — | — | — | — | +92.2% | +89.2% | +106.6% | +48.1% | +13.6% | -11.5% | -3.6% | +0.9% | -8.8% | +20.5% | +6.6% | +14.0% | +19.2% | +18.1% | +5.2% | -13.0% |