Technology Platform — Net interest income (expense)
SoFi Technologies, Inc. Technology Platform — Net interest income (expense) decreased by 9.9% to $355.00K in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 14.0%, from $413.00K to $355.00K. Over 4 years (FY 2021 to FY 2025), Technology Platform — Net interest income (expense) shows an upward trend with a 168.4% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase suggests better management of interest-bearing assets or favorable interest rate environments for the segment's specific financial products.
Detailed definition
The difference between interest earned on interest-bearing assets and interest paid on liabilities specifically allocate...
Peer comparison
Common in financial technology firms that integrate banking-as-a-service features into their platform offerings.
sofi_segment_technology_platform_net_interest_income_expenseHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$32.00K | $39.00K | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $573.00K | $941.00K | $501.00K | $555.00K | $629.00K | $473.00K | $413.00K | $266.00K | $432.00K | $394.00K | $355.00K |
| QoQ Change | — | +221.9% | -100.0% | — | — | — | — | — | — | — | +64.2% | -46.8% | +10.8% | +13.3% | -24.8% | -12.7% | -35.6% | +62.4% | -8.8% | -9.9% |
| YoY Change | — | — | — | — | +100.0% | -100.0% | — | — | — | — | — | — | — | +9.8% | -49.7% | -17.6% | -52.1% | -31.3% | -16.7% | -14.0% |
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Frequently Asked Questions
- What is SoFi Technologies, Inc.'s technology platform — net interest income (expense)?
- SoFi Technologies, Inc. (SOFI) reported technology platform — net interest income (expense) of $355.00K in Q1 2026.
- How has SoFi Technologies, Inc.'s technology platform — net interest income (expense) changed year-over-year?
- SoFi Technologies, Inc.'s technology platform — net interest income (expense) decreased by 14.0% year-over-year, from $413.00K to $355.00K.
- What is the long-term trend for SoFi Technologies, Inc.'s technology platform — net interest income (expense)?
- Over 4 years (2021 to 2025), SoFi Technologies, Inc.'s technology platform — net interest income (expense) has grown at a 168.4% compound annual growth rate (CAGR), from -$29.00K to $1.51M.
- What does technology platform — net interest income (expense) mean?
- The net interest profit or loss generated by the technology platform segment.