Revenue
Net Interest Income
SoFi Technologies, Inc. Net Interest Income increased by 12.3% to $692.99M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 39.0%, from $498.73M to $692.99M. Over 4 years (FY 2021 to FY 2025), Net Interest Income shows an upward trend with a 72.2% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementIncome Statement
SectionRevenue
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ1 2026
How to read this metric
An increase indicates improved net interest margins or asset growth, while a decrease suggests margin compression or declining loan demand.
Detailed definition
This is the difference between the interest earned on assets and the interest paid on liabilities, representing the core...
Peer comparison
The primary profitability metric for all commercial and retail banks.
Metric ID:
net_interest_incomeHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $56.01M | $72.38M | $76.58M | $94.93M | $122.73M | $157.85M | $208.58M | $236.01M | $291.13M | $344.96M | $389.64M | $402.72M | $412.58M | $431.01M | $470.17M | $498.73M | $517.84M | $585.11M | $617.28M | $692.99M |
| QoQ Change | — | +29.2% | +5.8% | +24.0% | +29.3% | +28.6% | +32.1% | +13.1% | +23.4% | +18.5% | +13.0% | +3.4% | +2.4% | +4.5% | +9.1% | +6.1% | +3.8% | +13.0% | +5.5% | +12.3% |
| YoY Change | — | — | — | — | +119.1% | +118.1% | +172.4% | +148.6% | +137.2% | +118.5% | +86.8% | +70.6% | +41.7% | +24.9% | +20.7% | +23.8% | +25.5% | +35.8% | +31.3% | +39.0% |
Range$56.01M – $692.99M
CAGR+69.8%
Avg YoY Growth+75.9%
Median YoY Growth+56.2%
Current Streak19+ quarters growth
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Lending | $279.21M | $316.27M | $345.21M | $360.62M | $372.68M | $427.97M | $444.76M | $500.23M |
| Financial Services | $139.23M | $154.14M | $160.34M | $173.20M | $193.32M | $203.66M | $207.81M | $227.74M |
| Technology Platform | $555.00K | $629.00K | $473.00K | $413.00K | $266.00K | $432.00K | $394.00K | $355.00K |
| Total | $412.58M | $431.01M | $470.17M | $498.73M | $517.84M | $585.11M | $617.28M | $692.99M |
Net Interest Income at Other Companies
Frequently Asked Questions
- What is SoFi Technologies, Inc.'s net interest income?
- SoFi Technologies, Inc. (SOFI) reported net interest income of $692.99M in Q1 2026.
- How has SoFi Technologies, Inc.'s net interest income changed year-over-year?
- SoFi Technologies, Inc.'s net interest income increased by 39.0% year-over-year, from $498.73M to $692.99M.
- What is the long-term trend for SoFi Technologies, Inc.'s net interest income?
- Over 4 years (2021 to 2025), SoFi Technologies, Inc.'s net interest income has grown at a 72.2% compound annual growth rate (CAGR), from $252.24M to $2.22B.
- What does net interest income mean?
- The profit a bank makes from its interest-earning assets after paying interest on its deposits and debt.