Financial Services — Net interest income (expense)
SoFi Technologies, Inc. Financial Services — Net interest income (expense) increased by 9.6% to $227.74M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 31.5%, from $173.20M to $227.74M. Over 4 years (FY 2021 to FY 2025), Financial Services — Net interest income (expense) shows an upward trend with a 285.7% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
An increase suggests improved net interest margins or a larger base of interest-earning assets relative to funding costs.
Detailed definition
The difference between the interest income generated from interest-earning assets, such as loans and cash equivalents, a...
Peer comparison
Standard metric for all banking and lending institutions, often referred to as Net Interest Income (NII).
sofi_segment_financial_services_net_interest_income_expenseHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $542.00K | $1.21M | $1.79M | $5.88M | $12.93M | $28.16M | $45.61M | $58.04M | $74.64M | $93.10M | $109.07M | $119.71M | $139.23M | $154.14M | $160.34M | $173.20M | $193.32M | $203.66M | $207.81M | $227.74M |
| QoQ Change | — | +123.1% | +47.6% | +229.5% | +119.7% | +117.9% | +62.0% | +27.2% | +28.6% | +24.7% | +17.2% | +9.8% | +16.3% | +10.7% | +4.0% | +8.0% | +11.6% | +5.3% | +2.0% | +9.6% |
| YoY Change | — | — | — | — | >999% | >999% | >999% | +886.7% | +477.5% | +230.6% | +139.1% | +106.3% | +86.5% | +65.6% | +47.0% | +44.7% | +38.9% | +32.1% | +29.6% | +31.5% |
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Frequently Asked Questions
- What is SoFi Technologies, Inc.'s financial services — net interest income (expense)?
- SoFi Technologies, Inc. (SOFI) reported financial services — net interest income (expense) of $227.74M in Q1 2026.
- How has SoFi Technologies, Inc.'s financial services — net interest income (expense) changed year-over-year?
- SoFi Technologies, Inc.'s financial services — net interest income (expense) increased by 31.5% year-over-year, from $173.20M to $227.74M.
- What is the long-term trend for SoFi Technologies, Inc.'s financial services — net interest income (expense)?
- Over 4 years (2021 to 2025), SoFi Technologies, Inc.'s financial services — net interest income (expense) has grown at a 285.7% compound annual growth rate (CAGR), from $3.52M to $777.99M.
- What does financial services — net interest income (expense) mean?
- The net profit earned from the spread between interest received on assets and interest paid on liabilities.