Allowance for credit losses
This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests higher expected defaults or a more conservative risk assessment, while a decrease suggests improved borrower creditworthiness.
Detailed definition
A contra-asset account representing the estimated amount of uncollectible loans and receivables within the company's len...
Peer comparison
Standard for financial institutions; peers with higher-risk loan portfolios will typically maintain higher allowance ratios.
bank_allowance_for_credit_lossesHistorical Data
| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $59.83M | $57.57M | $68.26M | $77.45M | $92.61M | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| QoQ Change | — | -3.8% | +18.6% | +13.5% | +19.6% | -100.0% | — | — | — | — | — | — | — | — | — | — | — | — | — |
| YoY Change | — | — | — | +29.5% | +60.9% | — | -100.0% | -100.0% | -100.0% | — | — | — | — | — | — | — | — | — | — |
Business Segments
| Segment | Q2 '25 | Q3 '25 | Q4 '25 |
|---|---|---|---|
| Commercial and Residential Lending Segment | $6.00M | $6.00M | $6.00M |
| Total | $0.00 | $0.00 | $0.00 |
Commercial and Residential Lending Segment was previously reported and has since been discontinued or reclassified. Only currently active segments are shown in the chart.
Geographic Breakdown — Irvine, California
| Segment | Q1 '23 | Q2 '23 | Q3 '23 |
|---|---|---|---|
| Irvine, California | — | — | $19.60M |
| Chicago | $6.70M | $11.10M | — |
| Total | $0.00 | $0.00 | $0.00 |
Chicago, Irvine, California were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.
Geographic Breakdown — Los Angeles
| Segment | Q1 '24 |
|---|---|
| Los Angeles | $10.20M |
| Total | $0.00 |
Allowance for credit losses at Other Companies
Frequently Asked Questions
- What is Starwood Property Trust's allowance for credit losses?
- Starwood Property Trust (STWD) reported allowance for credit losses of $0.00 in Q1 2026.
- What does allowance for credit losses mean?
- The reserve set aside to cover potential losses from loans that may not be repaid.