Credit Card Profit Sharing — Net Sales
Target Credit Card Profit Sharing — Net Sales decreased by 11.2% to $119.00M in Q3 2025 compared to the prior quarter. Year-over-year, this metric declined by 19.6%, from $148.00M to $119.00M. Over 3 years (FY 2022 to FY 2025), Credit Card Profit Sharing — Net Sales shows a downward trend with a -6.7% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase suggests higher customer engagement with the branded credit card program or improved portfolio performance, while a decrease may indicate reduced card usage or unfavorable changes in the partnership agreement.
Detailed definition
This metric represents the revenue generated through profit-sharing arrangements with third-party financial institutions...
Peer comparison
Similar to credit card royalty income or financial services partnership revenue reported by other large retailers with co-branded card programs.
tgt_segment_credit_card_profit_sharing_net_salesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $172.00M | $184.00M | $183.00M | $185.00M | $181.00M | $184.00M | $184.00M | $174.00M | $169.00M | $165.00M | $159.00M | $142.00M | $144.00M | $148.00M | $142.00M | $141.00M | $134.00M | $119.00M |
| QoQ Change | — | +7.0% | -0.5% | +1.1% | -2.2% | +1.7% | +0.0% | -5.4% | -2.9% | -2.4% | -3.6% | -10.7% | +1.4% | +2.8% | -4.1% | -0.7% | -5.0% | -11.2% |
| YoY Change | — | — | — | — | +5.2% | +0.0% | +0.5% | -5.9% | -6.6% | -10.3% | -13.6% | -18.4% | -14.8% | -10.3% | -10.7% | -0.7% | -6.9% | -19.6% |
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Target's credit card profit sharing — net sales?
- Target (TGT) reported credit card profit sharing — net sales of $119.00M in Q3 2025.
- How has Target's credit card profit sharing — net sales changed year-over-year?
- Target's credit card profit sharing — net sales decreased by 19.6% year-over-year, from $148.00M to $119.00M.
- What is the long-term trend for Target's credit card profit sharing — net sales?
- Over 3 years (2022 to 2025), Target's credit card profit sharing — net sales has grown at a -6.7% compound annual growth rate (CAGR), from $710.00M to $576.00M.
- What does credit card profit sharing — net sales mean?
- Revenue earned from profit-sharing agreements with the financial institutions that issue the company's branded credit cards.