Credit Card — Noninterest Income
Capital One Financial Credit Card — Noninterest Income increased by 0.1% to $2.21B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 39.7%, from $1.59B to $2.21B. Over 4 years (FY 2021 to FY 2025), Credit Card — Noninterest Income shows an upward trend with a 12.6% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
Growth indicates strong customer engagement and fee-based product utilization, while a decline may signal regulatory pressure on fees or lower transaction volumes.
Detailed definition
Revenue generated by the credit card segment from sources other than interest, such as interchange fees, late fees, and...
Peer comparison
Comparable to non-interest income or fee income reported by major credit card issuers.
cof_segment_credit_card_noninterest_incomeHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.25B | $1.26B | $1.26B | $1.46B | $1.41B | $1.45B | $1.45B | $1.36B | $1.50B | $1.51B | $1.57B | $1.48B | $1.51B | $1.51B | $1.59B | $1.51B | $1.80B | $2.21B | $2.21B |
| QoQ Change | — | +0.8% | -0.2% | +15.6% | -3.3% | +3.1% | -0.3% | -5.9% | +10.0% | +0.9% | +3.4% | -5.7% | +2.0% | +0.2% | +5.0% | -4.7% | +19.3% | +22.7% | +0.1% |
| YoY Change | — | — | — | — | +12.5% | +15.1% | +14.9% | -6.5% | +6.3% | +4.1% | +8.0% | +8.3% | +0.5% | -0.3% | +1.3% | +2.4% | +19.7% | +46.5% | +39.7% |
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Frequently Asked Questions
- What is Capital One Financial's credit card — noninterest income?
- Capital One Financial (COF) reported credit card — noninterest income of $2.21B in Q4 2025.
- How has Capital One Financial's credit card — noninterest income changed year-over-year?
- Capital One Financial's credit card — noninterest income increased by 39.7% year-over-year, from $1.59B to $2.21B.
- What is the long-term trend for Capital One Financial's credit card — noninterest income?
- Over 4 years (2021 to 2025), Capital One Financial's credit card — noninterest income has grown at a 12.6% compound annual growth rate (CAGR), from $4.81B to $7.74B.
- What does credit card — noninterest income mean?
- Revenue from fees and services excluding interest income.