Business Segments · Noninterest Income

Credit Card — Noninterest Income

Capital One Financial Credit Card — Noninterest Income decreased by 2.8% to $2.15B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 42.5%, from $1.51B to $2.15B. Over 4 years (FY 2021 to FY 2025), Credit Card — Noninterest Income shows an upward trend with a 12.6% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ3 2017
Last reportedQ1 2026May 7, 2026

How to read this metric

Growth indicates strong customer engagement and fee-based product utilization, while a decline may signal regulatory pressure on fees or lower transaction volumes.

Detailed definition

Revenue generated by the credit card segment from sources other than interest, such as interchange fees, late fees, and...

Peer comparison

Comparable to non-interest income or fee income reported by major credit card issuers.

Metric ID: cof_segment_credit_card_noninterest_income

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$1.25B$1.26B$1.26B$1.46B$1.41B$1.45B$1.45B$1.36B$1.50B$1.51B$1.57B$1.48B$1.51B$1.51B$1.59B$1.51B$1.80B$2.21B$2.21B$2.15B
QoQ Change+0.8%-0.2%+15.6%-3.3%+3.1%-0.3%-5.9%+10.0%+0.9%+3.4%-5.7%+2.0%+0.2%+5.0%-4.7%+19.3%+22.7%+0.1%-2.8%
YoY Change+12.5%+15.1%+14.9%-6.5%+6.3%+4.1%+8.0%+8.3%+0.5%-0.3%+1.3%+2.4%+19.7%+46.5%+39.7%+42.5%
Range$1.25B$2.21B
CAGR+12.1%
Avg YoY Growth+13.4%
Median YoY Growth+8.1%

Frequently Asked Questions

What is Capital One Financial's credit card — noninterest income?
Capital One Financial (COF) reported credit card — noninterest income of $2.15B in Q1 2026.
How has Capital One Financial's credit card — noninterest income changed year-over-year?
Capital One Financial's credit card — noninterest income increased by 42.5% year-over-year, from $1.51B to $2.15B.
What is the long-term trend for Capital One Financial's credit card — noninterest income?
Over 4 years (2021 to 2025), Capital One Financial's credit card — noninterest income has grown at a 12.6% compound annual growth rate (CAGR), from $4.81B to $7.74B.
What does credit card — noninterest income mean?
Revenue from fees and services excluding interest income.