The Travelers Companies Discount (Net of Reinsurance) decreased by 3.1% to $996.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 3.1%, from $1.03B to $996.00M. Over 5 years (FY 2020 to FY 2025), Discount (Net of Reinsurance) shows relatively stable performance with a -1.6% CAGR.
An increase suggests higher discounting of long-term liabilities, while a decrease may indicate rising interest rate sensitivity or changes in claim duration.
This represents the present value adjustment applied to future claim liabilities to account for the time value of money....
Commonly reported by large property and casualty insurers with significant long-tail business like workers' compensation.
other_supplemental_information_for_property_casualty_ins_a4a9f0| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $1.09B | $1.07B | $1.05B | $1.03B | $996.00M |
| QoQ Change | — | -1.6% | -2.3% | -1.9% | -3.1% |
| YoY Change | — | -1.6% | -2.3% | -1.9% | -3.1% |
| Segment | Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 |
|---|---|---|---|---|---|
| General Liability | $139.00M | $135.00M | $132.00M | $124.00M | $121.00M |
| Other Insurance Contracts | $4.00M | $4.00M | $4.00M | $4.00M | $5.00M |
| Accident And Health Insurance Excluding Workers Compensation | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Automobile | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Other Including Impacts Of Retroactive Reinsurance | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Structured Settlement Annuity | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Unallocated Loss Adjustment Expense Reserve | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Total | $1.09B | $1.07B | $1.05B | $1.03B | $996.00M |