This decline may warrant attention — for this metric, higher values are generally preferred.
An increase in the discount typically reflects higher interest rates or longer payment durations, reducing the net liability reported on the balance sheet.
This represents the adjustment applied to the undiscounted claims reserve to reflect the present value of future payment...
Similar to the 'discount on loss reserves' or 'present value adjustment' found in the financial disclosures of insurers with significant long-tail liabilities.
trv_segment_structured_settlements_discount_net_of_reinsurance| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |