Products & Services · Claims and claim adjustment expense reserves
General Liability — Claims and claim adjustment expense reserves
The Travelers Companies General Liability — Claims and claim adjustment expense reserves increased by 10.8% to $16.77B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 10.8%, from $15.14B to $16.77B. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
Growth in reserves relative to premiums may signal deteriorating underwriting quality or conservative actuarial adjustments.
Detailed definition
This is the total provision set aside to cover the costs of settling claims and the associated administrative expenses f...
Peer comparison
Universal insurance metric for assessing long-term liability adequacy.
Metric ID:
trv_segment_general_liability_claims_and_claim_adjustment_expense_reservesHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $12.20B | $12.68B | $13.88B | $15.14B | $16.77B |
| QoQ Change | — | +3.9% | +9.5% | +9.1% | +10.8% |
| YoY Change | — | +3.9% | +9.5% | +9.1% | +10.8% |
Range$12.20B – $16.77B
CAGR+37.4%
Avg YoY Growth+8.3%
Median YoY Growth+9.3%
Current Streak4+ quarters growth
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Frequently Asked Questions
- What is The Travelers Companies's general liability — claims and claim adjustment expense reserves?
- The Travelers Companies (TRV) reported general liability — claims and claim adjustment expense reserves of $16.77B in Q4 2025.
- How has The Travelers Companies's general liability — claims and claim adjustment expense reserves changed year-over-year?
- The Travelers Companies's general liability — claims and claim adjustment expense reserves increased by 10.8% year-over-year, from $15.14B to $16.77B.
- What does general liability — claims and claim adjustment expense reserves mean?
- The total pool of money set aside to pay for future general liability claims and the costs to process them.