Operating

Payment for Origination and Purchase, Loan, Held-for-Sale

U.S. Bancorp Payment for Origination and Purchase, Loan, Held-for-Sale decreased by 18.7% to $5.35B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 27.8%, from $4.19B to $5.35B. Over 4 years (FY 2021 to FY 2025), Payment for Origination and Purchase, Loan, Held-for-Sale shows a downward trend with a -25.7% CAGR.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryGrowth
SignalContext dependent
VolatilityVolatile
First reportedQ1 2013
Last reportedQ1 2026May 4, 2026

How to read this metric

An increase indicates higher volume in the loan origination business, which may lead to future fee income upon sale.

Detailed definition

This represents the cash outflow associated with originating new loans or purchasing existing loan portfolios intended f...

Peer comparison

Standard for mortgage-heavy banks; peers report as 'Cash used for loan originations'.

Metric ID: operating_payments_for_origination_and_purchases_of_loan_b7b90f

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$16.28B$19.05B$16.37B$9.83B$7.50B$9.03B$6.77B$7.02B$7.62B$7.00B$5.30B$4.67B$6.05B$7.17B$6.33B$4.19B$5.66B$5.69B$6.58B$5.35B
QoQ Change+17.0%-14.0%-40.0%-23.7%+20.5%-25.0%+3.8%+8.4%-8.1%-24.3%-11.8%+29.5%+18.5%-11.8%-33.9%+35.3%+0.4%+15.8%-18.7%
YoY Change-54.0%-52.6%-58.6%-28.5%+1.6%-22.5%-21.7%-33.5%-20.5%+2.5%+19.4%-10.5%-6.4%-20.7%+4.1%+27.8%
Range$4.19B$19.05B
CAGR-20.9%
Avg YoY Growth-17.1%
Median YoY Growth-20.6%

Frequently Asked Questions

What is U.S. Bancorp's payment for origination and purchase, loan, held-for-sale?
U.S. Bancorp (USB) reported payment for origination and purchase, loan, held-for-sale of $5.35B in Q1 2026.
How has U.S. Bancorp's payment for origination and purchase, loan, held-for-sale changed year-over-year?
U.S. Bancorp's payment for origination and purchase, loan, held-for-sale increased by 27.8% year-over-year, from $4.19B to $5.35B.
What is the long-term trend for U.S. Bancorp's payment for origination and purchase, loan, held-for-sale?
Over 4 years (2021 to 2025), U.S. Bancorp's payment for origination and purchase, loan, held-for-sale has grown at a -25.7% compound annual growth rate (CAGR), from $72.63B to $22.12B.
What does payment for origination and purchase, loan, held-for-sale mean?
Cash spent to create or buy loans that the company intends to sell.