Business Segments · Net income (loss)
Consumer And Business Banking — Net income (loss)
U.S. Bancorp Consumer And Business Banking — Net income (loss) decreased by 13.8% to $401.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 35.9%, from $295.00M to $401.00M. Over 4 years (FY 2021 to FY 2025), Consumer And Business Banking — Net income (loss) shows a downward trend with a -6.6% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2016
Last reportedQ4 2025
Rolls up toNet Income
How to read this metric
Higher values indicate superior segment performance and contribution to shareholder value.
Detailed definition
The final profit or loss of the consumer and business banking segment after all expenses, provisions, and taxes have bee...
Peer comparison
The primary metric for evaluating the success of a business segment across all industries.
Metric ID:
usb_segment_consumer_and_business_banking_net_income_lossHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $739.00M | $628.00M | $227.00M | $393.00M | $501.00M | $467.00M | $445.00M | $692.00M | $598.00M | $550.00M | $372.00M | $601.00M | $512.00M | $476.00M | $295.00M | $398.00M | $459.00M | $465.00M | $401.00M |
| QoQ Change | — | -15.0% | -63.9% | +73.1% | +27.5% | -6.8% | -4.7% | +55.5% | -13.6% | -8.0% | -32.4% | +61.6% | -14.8% | -7.0% | -38.0% | +34.9% | +15.3% | +1.3% | -13.8% |
| YoY Change | — | — | — | — | -32.2% | -25.6% | +96.0% | +76.1% | +19.4% | +17.8% | -16.4% | -13.2% | -14.4% | -13.5% | -20.7% | -33.8% | -10.4% | -2.3% | +35.9% |
Range$227.00M – $739.00M
CAGR-12.7%
Avg YoY Growth+4.2%
Median YoY Growth-13.2%
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Frequently Asked Questions
- What is U.S. Bancorp's consumer and business banking — net income (loss)?
- U.S. Bancorp (USB) reported consumer and business banking — net income (loss) of $401.00M in Q4 2025.
- How has U.S. Bancorp's consumer and business banking — net income (loss) changed year-over-year?
- U.S. Bancorp's consumer and business banking — net income (loss) increased by 35.9% year-over-year, from $295.00M to $401.00M.
- What is the long-term trend for U.S. Bancorp's consumer and business banking — net income (loss)?
- Over 4 years (2021 to 2025), U.S. Bancorp's consumer and business banking — net income (loss) has grown at a -6.6% compound annual growth rate (CAGR), from $2.27B to $1.72B.
- What does consumer and business banking — net income (loss) mean?
- The final bottom-line profit of the segment.