Payment Services — Income (loss) before income taxes
U.S. Bancorp Payment Services — Income (loss) before income taxes decreased by 10.6% to $389.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 47.9%, from $263.00M to $389.00M. Over 3 years (FY 2022 to FY 2025), Payment Services — Income (loss) before income taxes shows relatively stable performance with a -1.5% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
Higher values indicate stronger overall segment performance and effective management of both operational costs and credit risk.
Detailed definition
This is the total profit or loss generated by the payment services segment after accounting for all operating expenses a...
Peer comparison
Standard segment-level pre-tax income metric used by diversified financial services companies.
usb_segment_payment_services_income_loss_before_income_taxesHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $448.25M | $448.25M | $448.25M | $448.25M | $413.00M | $418.00M | $297.00M | $464.00M | $331.00M | $396.00M | $370.00M | $263.00M | $453.00M | $434.00M | $435.00M | $389.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | -7.9% | +1.2% | -28.9% | +56.2% | -28.7% | +19.6% | -6.6% | -28.9% | +72.2% | -4.2% | +0.2% | -10.6% |
| YoY Change | — | — | — | — | -7.9% | -6.7% | -33.7% | +3.5% | -19.9% | -5.3% | +24.6% | -43.3% | +36.9% | +9.6% | +17.6% | +47.9% |
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Frequently Asked Questions
- What is U.S. Bancorp's payment services — income (loss) before income taxes?
- U.S. Bancorp (USB) reported payment services — income (loss) before income taxes of $389.00M in Q4 2025.
- How has U.S. Bancorp's payment services — income (loss) before income taxes changed year-over-year?
- U.S. Bancorp's payment services — income (loss) before income taxes increased by 47.9% year-over-year, from $263.00M to $389.00M.
- What is the long-term trend for U.S. Bancorp's payment services — income (loss) before income taxes?
- Over 3 years (2022 to 2025), U.S. Bancorp's payment services — income (loss) before income taxes has grown at a -1.5% compound annual growth rate (CAGR), from $1.79B to $1.71B.
- What does payment services — income (loss) before income taxes mean?
- The total pre-tax profit or loss of the payment services business segment.