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Business Segments · Income before taxes

Retail Banking — Income before taxes

PNC Financial Services Retail Banking — Income before taxes increased by 6.3% to $1.73B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 17.5%, from $1.47B to $1.73B. Over 3 years (FY 2022 to FY 2025), Retail Banking — Income before taxes shows an upward trend with a 35.7% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2015
Last reportedQ1 2026May 5, 2026
Rolls up toPre-Tax Income

How to read this metric

An increase indicates improved operational efficiency or higher revenue margins within the retail banking business, while a decrease may signal rising operating costs or margin compression.

Detailed definition

This represents the operating profit generated by the retail banking segment prior to the deduction of income tax expens...

Peer comparison

Standard across all major retail banks as 'Pre-tax Segment Income'.

Metric ID: pnc_segment_retail_banking_income_before_taxes

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$662.5M$662.5M$662.5M$662.5M$1.25B$1.25B$1.25B$1.25B$1.43B$2.26B$1.54B$1.43B$1.47B$1.79B$1.74B$1.63B$1.73B
QoQ Change+0.0%+0.0%+0.0%+88.2%+0.0%+0.0%+0.0%+14.4%+58.2%-31.7%-7.5%+3.2%+21.3%-2.6%-6.4%+6.3%
YoY Change+88.2%+88.2%+88.2%+88.2%+14.4%+80.9%+23.6%+14.4%+3.2%-20.9%+12.8%+14.1%+17.5%
Range$662.5M$2.26B
CAGR+27.1%
Avg YoY Growth+39.5%
Median YoY Growth+17.5%

Frequently Asked Questions

What is PNC Financial Services's retail banking — income before taxes?
PNC Financial Services (PNC) reported retail banking — income before taxes of $1.73B in Q1 2026.
How has PNC Financial Services's retail banking — income before taxes changed year-over-year?
PNC Financial Services's retail banking — income before taxes increased by 17.5% year-over-year, from $1.47B to $1.73B.
What is the long-term trend for PNC Financial Services's retail banking — income before taxes?
Over 3 years (2022 to 2025), PNC Financial Services's retail banking — income before taxes has grown at a 35.7% compound annual growth rate (CAGR), from $2.65B to $6.62B.
What does retail banking — income before taxes mean?
The total profit earned by the retail banking division before paying income taxes.