Defined Benefit Plan Healthcare Cost Trend Rate
Wells Fargo & Company Defined Benefit Plan Healthcare Cost Trend Rate decreased by 69.0% to 4.5% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 69.0%, from 14.5% to 4.5%. Over 5 years (FY 2020 to FY 2025), Defined Benefit Plan Healthcare Cost Trend Rate shows a downward trend with a -10.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase signals higher future pension and benefit liabilities, potentially requiring increased cash contributions to the plan.
Detailed definition
This is the assumed annual rate of increase in the per-capita cost of covered healthcare benefits for defined benefit pl...
Peer comparison
Benchmarkable against industry-standard actuarial assumptions for healthcare inflation.
defined_benefit_plan_healthcare_trend_rateHistorical Data
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 7.5% | 13.9% | 16.5% | 14.5% | 4.5% |
| QoQ Change | — | +85.3% | +18.7% | -12.1% | -69.0% |
| YoY Change | — | +85.3% | +18.7% | -12.1% | -69.0% |
Defined Benefit Plan Healthcare Cost Trend Rate at Other Companies
Frequently Asked Questions
- What is Wells Fargo & Company's defined benefit plan healthcare cost trend rate?
- Wells Fargo & Company (WFC) reported defined benefit plan healthcare cost trend rate of 4.5% in Q4 2025.
- How has Wells Fargo & Company's defined benefit plan healthcare cost trend rate changed year-over-year?
- Wells Fargo & Company's defined benefit plan healthcare cost trend rate decreased by 69.0% year-over-year, from 14.5% to 4.5%.
- What is the long-term trend for Wells Fargo & Company's defined benefit plan healthcare cost trend rate?
- Over 5 years (2020 to 2025), Wells Fargo & Company's defined benefit plan healthcare cost trend rate has grown at a -10.4% compound annual growth rate (CAGR), from 7.8% to 4.5%.
- What does defined benefit plan healthcare cost trend rate mean?
- The expected annual growth rate of healthcare costs for retiree benefit plans.