Discontinued — last reported Q1 '25
Zoom Video Communications, Inc. Provision for Credit Losses increased by 3.9% to $3.69M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 23.5%, from $2.98M to $3.69M. Over 4 years (FY 2022 to FY 2026), Provision for Credit Losses shows a downward trend with a -17.1% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
An increase suggests management expects higher default rates or a deteriorating credit environment, while a decrease suggests improved borrower quality.
This represents the non-cash expense set aside by a financial institution to cover potential losses from loans or credit...
Common in banking and credit card issuers; peers adjust this based on macroeconomic forecasts and portfolio seasoning.
provision_for_credit_losses_cf| Q1 '21 | Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $4.06M | $10.54M | $8.89M | $13.27M | $13.10M | $13.63M | $12.85M | $10.71M | $15.43M | $6.77M | $6.86M | $6.18M | $6.78M | $5.74M | $4.52M | $2.98M | $5.86M | $4.27M | $3.55M | $3.69M |
| QoQ Change | — | +159.9% | -15.6% | +49.2% | -1.3% | +4.1% | -5.7% | -16.7% | +44.2% | -56.1% | +1.3% | -9.9% | +9.7% | -15.4% | -21.2% | -34.0% | +96.3% | -27.2% | -16.9% | +3.9% |
| YoY Change | — | — | — | — | +223.0% | +29.4% | +44.6% | -19.3% | +17.8% | -50.3% | -46.6% | -42.3% | -56.1% | -15.3% | -34.1% | -51.7% | -13.7% | -25.6% | -21.6% | +23.5% |