What is AARD's provision for credit losses?

AARD (AARD) reported provision for credit losses of $0 in Q4 2025.

What does provision for credit losses mean?

Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

AARD AARD Provision for Credit Losses

Provision for Credit Losses at other companies

Travel + LeisureTNL

$100M+9.9%

MeridianMRBK

$7.49M+43.8%

Bank of the James Financial GroupBOTJ

-$146K-207%

XPEL, Inc.XPEL

$343K+370%

First Mid Bancshares, Inc.FMBH

$1.97M-5.6%

SafeholdSAFE

$498K-78.3%

Other financials

Income statement

See full

Revenue-—

Operating income-$22.5M-115%

Net income-$21.6M-132%

EPS (diluted)-$0.99-39.4%

Balance sheet

See full

Cash & equivalents$62.4M+136%

Total debt$336.0K-53.7%

Total equity$87.0M-42.3%

Total assets$98.6M-37.2%

Cash flow

See full

Operating cash flow-$18.9M-65.7%

CapEx--100%

Free cash flow-$16.8M-117%

Valuation

See full

Market cap$124.35M-58.6%

Enterprise value$62.25M-77.4%

Returns & leverage

See full

Return on equity-58.8%—

Debt / equity0×0.0×

Current ratio8.1×-17.8×

Where this comes from

Reported directly by AARD in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForDoubtfulAccounts.

The official record: AARD’s 10-K, filed March 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is AARD's provision for credit losses?: AARD (AARD) reported provision for credit losses of $0 in Q4 2025.
What does provision for credit losses mean?: Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.