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Ameris Bancorp ABCB Q2 2026 earnings

Reported July 23, 2026 · After market close

Revenue$326.0MBeat by $2.2M
Adjusted EPS$1.60Miss by $0.06
Revenue estimate$323.8M
EPS estimate$1.66
Ameris delivered another quarter of strong underlying operating performance, underscoring the resilience of our franchise and the earning power of our business and reflecting the consistency of our long-term strategy and disciplined execution across the organization. We generated a return on assets of 1.53% on an adjusted basis, maintained a stable net interest margin of 3.88% and delivered annualized earning asset growth of 8.5%. We continued to build long-term shareholder value through a relentless focus on profitable growth and a high-quality balance sheet funded with 30% noninterest bearing deposits and tangible common equity exceeding 11%. During the quarter, we were pleased to announce our expansion into the Nashville market, another important step in extending our high-performing Southeast franchise and creating additional opportunities for profitable growth.
Palmer Proctor

Next report

Oct 26, 2026 (in a month)
Revenue estimate$326.7M
EPS estimate$1.68

Financials

Q2 2026

Income statement

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Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

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Cash & equivalents$1.2B+2.3%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

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Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation & ratios

Valuation

as of 09/16/26
See full
Market cap$5.69B+12.5%
P/E15.1×+2.2×
P/S4.5×+0.2×

Profitability

See full
Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

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Return on equity9.4%-1.1pp

FAQ

When did Ameris Bancorp report Q2 2026 earnings?
Ameris Bancorp (ABCB) reported Q2 2026 earnings on July 23, 2026 after market close.
What were Ameris Bancorp's Q2 2026 revenue and EPS?
Ameris Bancorp reported revenue of $326.0M and adjusted eps of $1.60 for Q2 2026.
Did Ameris Bancorp beat estimates in Q2 2026?
Revenue beat the consensus estimate of $323.8M by $2.2M. EPS missed the consensus estimate of $1.66 by $0.06.
How did Ameris Bancorp's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 8.4% from $300.7M a year earlier.
Where can I find Ameris Bancorp's Q2 2026 SEC filings?
You can read the 8-K earnings release (0000351569-26-000139) and the 10-Q periodic report (0000351569-26-000143) directly on SEC EDGAR. The filing index links above go to sec.gov.