Business Segments · Acquisition expense ratio

Mortgage — Acquisition expense ratio

Arch Capital Group Mortgage — Acquisition expense ratio increased by 314.3% to 2.9% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 123.1%, from 1.3% to 2.9%. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2023
Last reportedQ1 2026

How to read this metric

A decrease signals improved operational efficiency in sales and distribution, while an increase suggests higher costs to secure business.

Detailed definition

This ratio represents the costs associated with acquiring new insurance business, such as commissions and brokerage fees...

Peer comparison

Commonly reported by all insurance companies as part of the expense ratio analysis.

Metric ID: acgl_segment_mortgage_acquisition_expense_ratio

Historical Data

12 periods
 Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q1 '26
Value0.4%0.4%0.4%0.4%0%0.1%-0.4%0.5%1.3%0.4%0.7%2.9%
QoQ Change+0.0%+0.0%+0.0%-100.0%-500.0%+225.0%+160.0%-69.2%+75.0%+314.3%
YoY Change-100.0%-71.4%-214.3%+42.9%+300.0%+275.0%+123.1%
Range-0.4%2.9%
CAGR+115.7%
Avg YoY Growth+50.7%
Median YoY Growth+42.9%
Current Streak2 quarters growth

Frequently Asked Questions

What is Arch Capital Group's mortgage — acquisition expense ratio?
Arch Capital Group (ACGL) reported mortgage — acquisition expense ratio of 2.9% in Q1 2026.
How has Arch Capital Group's mortgage — acquisition expense ratio changed year-over-year?
Arch Capital Group's mortgage — acquisition expense ratio increased by 123.1% year-over-year, from 1.3% to 2.9%.
What does mortgage — acquisition expense ratio mean?
The portion of earned premiums spent on acquiring new policies.