Skip to content

Arch Capital Group ACGL Mortgage — Acquisition expense ratio

Other segment segments

Insurance
20%+8.1%
Reinsurance
19%-7.8%

Similar metrics at other companies

ESN
ESNTMortgage Insurance — Expense ratio
17.4%-1.4pp
Axis Capital Holders logo
AXSInsurance — Acquisition cost ratio (as a percent)
19.6%+0.4pp
ESN
ESNTMortgage Insurance — Acquisition Costs, Net
$7.38M+14.7%
SiriusPoint logo
SPNTReinsurance — Acquisition cost ratio
24.7%+1.5pp
Radian Group logo
RDNMortgage Segment Operating — Expense Ratio
20%-1.2pp
Axis Capital Holders logo
AXSReinsurance — Acquisition cost ratio (as a percent)
23.8%+2.5pp

Other financials

Income statement

See full
Revenue$4.5B-3.3%
Net income$1.0B+82.4%
EPS (diluted)$2.88+94.6%

Balance sheet

See full
Cash & equivalents$1.8B-10.3%
Total debt$2.4B0.0%
Total equity$24.2B+12.3%
Total assets$81.4B+8.3%

Cash flow

See full
Operating cash flow$1.2B-18.5%
CapEx$8.0M-11.1%
Free cash flow$1.2B-18.6%

Valuation

See full
Market cap$33.91B+5.5%
Enterprise value$34.53B+5.2%
P/E-1.6×
P/S1.7×0.0×

Profitability

See full
Net margin24.6%+3.9pp
FCF margin29.6%-6.3pp

Returns & leverage

See full
Return on equity21.3%+2.9pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Arch Capital Group in its filing.

Tagged under the XBRL concept us-gaap:AcquisitionCostRatio.

The official record: Arch Capital Group’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

Ask your AI about Arch Capital Group's mortgage — acquisition expense ratio.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Arch Capital Group's mortgage — acquisition expense ratio?
Arch Capital Group (ACGL) reported mortgage — acquisition expense ratio of 2.9% in Q1 2026.
How has Arch Capital Group's mortgage — acquisition expense ratio changed year-over-year?
Arch Capital Group's mortgage — acquisition expense ratio increased by 123.1% year-over-year, from 1.3% to 2.9%.
What is the long-term trend for Arch Capital Group's mortgage — acquisition expense ratio?
Over 2 years (2023 to 2025), Arch Capital Group's mortgage — acquisition expense ratio has grown at a 38.9% compound annual growth rate (CAGR), from 1.4% to 2.7%.
What does mortgage — acquisition expense ratio mean?
This ratio represents the costs associated with acquiring new insurance business, such as commissions and brokerage fees, relative to net premiums earned. It reflects the efficiency of the company's distribution channels and the competitive intensity of the mortgage insurance market. High ratios may indicate aggressive growth strategies or high commission structures.