Arch Capital Group Mortgage — Amortization of Deferred Acquisition Costs remained flat by 0.0% to $3.25M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 550.0%, from $500.00K to $3.25M. Over 4 years (FY 2021 to FY 2025), Mortgage — Amortization of Deferred Acquisition Costs shows a downward trend with a -39.6% CAGR. This is a positive signal — lower values indicate better performance for this metric.
High amortization relative to premiums may indicate high upfront costs to acquire business, while low levels may suggest lower commission structures.
The systematic expensing of costs directly associated with acquiring new insurance contracts, such as commissions and un...
Standard accounting practice for insurers; comparable across firms using GAAP accounting.
acgl_segment_mortgage_amortization_of_deferred_acquisition_costs| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $97.42M | $40.16M | $17.00M | $2.00M | $13.00M |
| YoY Change | — | -58.8% | -57.7% | -88.2% | +550.0% |