Business Segments · Amortization of Deferred Acquisition Costs

Mortgage — Amortization of Deferred Acquisition Costs

Arch Capital Group Mortgage — Amortization of Deferred Acquisition Costs remained flat by 0.0% to $3.25M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 550.0%, from $500.00K to $3.25M. Over 4 years (FY 2021 to FY 2025), Mortgage — Amortization of Deferred Acquisition Costs shows a downward trend with a -39.6% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2013
Last reportedQ4 2025

How to read this metric

High amortization relative to premiums may indicate high upfront costs to acquire business, while low levels may suggest lower commission structures.

Detailed definition

The systematic expensing of costs directly associated with acquiring new insurance contracts, such as commissions and un...

Peer comparison

Standard accounting practice for insurers; comparable across firms using GAAP accounting.

Metric ID: acgl_segment_mortgage_amortization_of_deferred_acquisition_costs

Historical Data

5 years
 FY'21FY'22FY'23FY'24FY'25
Value$97.42M$40.16M$17.00M$2.00M$13.00M
YoY Change-58.8%-57.7%-88.2%+550.0%
Range$2.00M$97.42M
CAGR-39.6%
Avg YoY Growth+86.3%
Median YoY Growth-58.2%

Frequently Asked Questions

What is Arch Capital Group's mortgage — amortization of deferred acquisition costs?
Arch Capital Group (ACGL) reported mortgage — amortization of deferred acquisition costs of $3.25M in Q4 2025.
How has Arch Capital Group's mortgage — amortization of deferred acquisition costs changed year-over-year?
Arch Capital Group's mortgage — amortization of deferred acquisition costs increased by 550.0% year-over-year, from $500.00K to $3.25M.
What is the long-term trend for Arch Capital Group's mortgage — amortization of deferred acquisition costs?
Over 4 years (2021 to 2025), Arch Capital Group's mortgage — amortization of deferred acquisition costs has grown at a -39.6% compound annual growth rate (CAGR), from $97.42M to $13.00M.
What does mortgage — amortization of deferred acquisition costs mean?
The portion of policy acquisition costs recognized as an expense during the current period.