Business Segments · Year Four
Mortgage — Year Four
Arch Capital Group Mortgage — Year Four increased by 25.4% to 14.3% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 25.4%, from 11.4% to 14.3%. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ4 2016
Last reportedQ4 2025
How to read this metric
Consistent performance in year four indicates a mature and predictable book of business.
Detailed definition
Represents the loss development or financial performance metrics for the fourth year of a mortgage insurance underwritin...
Peer comparison
Standard cohort-based underwriting analysis used by mortgage insurers.
Metric ID:
acgl_segment_mortgage_year_fourHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 10.5% | 9.8% | 10.7% | 11.4% | 14.3% |
| QoQ Change | — | -6.7% | +9.2% | +6.5% | +25.4% |
| YoY Change | — | -6.7% | +9.2% | +6.5% | +25.4% |
Range9.8% – 14.3%
CAGR+36.2%
Avg YoY Growth+8.6%
Median YoY Growth+7.9%
Current Streak3 quarters growth
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Frequently Asked Questions
- What is Arch Capital Group's mortgage — year four?
- Arch Capital Group (ACGL) reported mortgage — year four of 14.3% in Q4 2025.
- How has Arch Capital Group's mortgage — year four changed year-over-year?
- Arch Capital Group's mortgage — year four increased by 25.4% year-over-year, from 11.4% to 14.3%.
- What does mortgage — year four mean?
- Performance data for mortgage insurance policies during their fourth year of coverage.