Products & Services · 5th Year
Property Insurance — 5th Year
The Hartford Financial Services Group Property Insurance — 5th Year decreased by 17.4% to 1.9% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 17.4%, from 2.3% to 1.9%. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
Stability in this metric suggests that the company has successfully managed its long-tail risk and reserve adequacy.
Detailed definition
This metric monitors the loss development for the fifth year of an underwriting cohort, focusing on the remaining open c...
Peer comparison
Standard in insurance loss development triangles, often referred to as 'Accident Year 5' or 'Development Year 5'.
Metric ID:
hig_segment_property_insurance_5th_yearHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 1% | 1.1% | 1.2% | 2.3% | 1.9% |
| QoQ Change | — | +10.0% | +9.1% | +91.7% | -17.4% |
| YoY Change | — | +10.0% | +9.1% | +91.7% | -17.4% |
Range1% – 2.3%
CAGR+90.0%
Avg YoY Growth+23.3%
Median YoY Growth+9.5%
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Frequently Asked Questions
- What is The Hartford Financial Services Group's property insurance — 5th year?
- The Hartford Financial Services Group (HIG) reported property insurance — 5th year of 1.9% in Q4 2025.
- How has The Hartford Financial Services Group's property insurance — 5th year changed year-over-year?
- The Hartford Financial Services Group's property insurance — 5th year decreased by 17.4% year-over-year, from 2.3% to 1.9%.
- What does property insurance — 5th year mean?
- The loss and claim development performance for policies in their fifth year of coverage.