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The Hartford Financial Services Group HIG Property Insurance — 5th Year

Other product segments

Automobiles
15.7%-0.6%
General Liability
14.9%-3.9%
Professional liability
9.7%+1.0%
Marine
7.2%+7.5%
Package Business
6.6%+3.1%
Workers' Compensation
5.8%+1.8%
Assumed Reinsurance
5.7%-3.4%
Surety Product Line
1.3%+8.3%

Similar metrics at other companies

Everest Group logo
EGProperty Insurance — Year five
8.8%+0.9pp
Axis Capital Holders logo
AXSInsurance — Year 5
13.3%—
ESN
ESNTProperty Insurance Product Line — Year 5
5%-2.0pp
Greenlight Capital RE, Ltd. logo
GLREProperty — Year 5
3%+0.2pp
RLI logo
RLIProperty Insurance — Shortduration Insurance Contracts Historical Claims Duration Year Five
2.4%0.0pp
Arch Capital Group logo
ACGLProperty excluding property catastrophe — Year Five
5.4%+0.7pp

Other financials

Income statement

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Revenue$7.2B+6.1%
Net income$856.0M+35.9%
EPS (diluted)$3.04+41.4%

Balance sheet

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Cash & equivalents$166.0M+20.3%
Total debt$4.4B+0.1%
Total equity$18.9B+12.1%
Total assets$86.3B+4.9%

Cash flow

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Operating cash flow$1.0B+6.1%
CapEx$31.0M-18.4%
Free cash flow$1.0B+7.1%

Valuation

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Market cap$36.7B+2.1%
Enterprise value$40.91B+1.9%
P/E9×-2.0×
P/S1.3×0.0×

Profitability

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Net margin14.1%+3.0pp
FCF margin20.2%-0.8pp

Returns & leverage

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Return on equity22.7%+4.2pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by The Hartford Financial Services Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive.

The official record: The Hartford Financial Services Group’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Hartford Financial Services Group's property insurance — 5th year?
The Hartford Financial Services Group (HIG) reported property insurance — 5th year of 1.9% in Q4 2025.
How has The Hartford Financial Services Group's property insurance — 5th year changed year-over-year?
The Hartford Financial Services Group's property insurance — 5th year decreased by 17.4% year-over-year, from 2.3% to 1.9%.
What does property insurance — 5th year mean?
This metric monitors the loss development for the fifth year of an underwriting cohort, focusing on the remaining open claims and potential late-reported losses. At this maturity level, the focus shifts from initial estimation to the final resolution of long-tail claims. It provides a historical benchmark for the company's long-term underwriting performance.