Arch Capital Group Third party occurrence business — Year Five increased by 13.0% to 11.3% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 13.0%, from 10.0% to 11.3%. This increase may warrant attention — for this metric, lower values are generally preferred.
An increase may indicate higher-than-expected claims development, while a decrease suggests favorable reserve releases or lower loss emergence.
Represents the net incurred losses or premiums associated with third-party occurrence-based insurance policies specifica...
Similar to loss development triangles or accident year maturity metrics used by global reinsurers.
acgl_segment_third_party_occurrence_business_year_five| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 9.8% | 9.7% | 9.9% | 10% | 11.3% |
| QoQ Change | — | -1.0% | +2.1% | +1.0% | +13.0% |
| YoY Change | — | -1.0% | +2.1% | +1.0% | +13.0% |