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Arch Capital Group ACGL Reinsurance — Reserves for Losses and Loss Adjustment Expenses

Other segment segments

Insurance
$17.53B+7.7%
Mortgage
$497M-5.3%

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$6.97B+3.7%
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SPNTReinsurance — Loss and loss adjustment expense reserves
$2.31B+5.9%
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CINFReinsurance assumed and other non segment — Reserves for unpaid claims and claim adjustment expenses
$1.47B+12.0%
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ORIReinsurance Recoverable — Loss and Loss Adjustment Expenses Reserves
$6.4B+10.2%
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FRHCLife Insurance — Reserves for claims and claims’ adjustment expenses, reinsurers’ share
$22K

Other financials

Income statement

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Revenue$4.5B-3.3%
Net income$1.0B+82.4%
EPS (diluted)$2.88+94.6%

Balance sheet

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Cash & equivalents$1.8B-10.3%
Total debt$2.4B0.0%
Total equity$24.2B+12.3%
Total assets$81.4B+8.3%

Cash flow

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Operating cash flow$1.2B-18.5%
CapEx$8.0M-11.1%
Free cash flow$1.2B-18.6%

Valuation

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Market cap$33.91B+5.5%
Enterprise value$34.53B+5.2%
P/E-1.6×
P/S1.7×0.0×

Profitability

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Net margin24.6%+3.9pp
FCF margin29.6%-6.3pp

Returns & leverage

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Return on equity21.3%+2.9pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Arch Capital Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationLiabilityForFuturePolicyBenefitsLossesClaimsAndLossExpenseReserves.

The official record: Arch Capital Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Arch Capital Group's reinsurance — reserves for losses and loss adjustment expenses?
Arch Capital Group (ACGL) reported reinsurance — reserves for losses and loss adjustment expenses of $15.52B in Q4 2025.
How has Arch Capital Group's reinsurance — reserves for losses and loss adjustment expenses changed year-over-year?
Arch Capital Group's reinsurance — reserves for losses and loss adjustment expenses increased by 23.5% year-over-year, from $12.57B to $15.52B.
What does reinsurance — reserves for losses and loss adjustment expenses mean?
The estimated liability for unpaid claims and the costs associated with settling those claims for the reinsurance segment. This represents the largest liability on the balance sheet and is subject to significant actuarial estimation.