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Arch Capital Group ACGL Insurance — Reserves for Losses and Loss Adjustment Expenses

Other segment segments

Reinsurance
$15.52B+23.5%
Mortgage
$497M-5.3%

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PRCHLosses and loss adjustment expense reserves
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-$38.71M+41.3%
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EIGLoss and loss adjustment expense reserves
-$3.3M-450%

Other financials

Income statement

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Revenue$4.5B-3.3%
Net income$1.0B+82.4%
EPS (diluted)$2.88+94.6%

Balance sheet

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Cash & equivalents$1.8B-10.3%
Total debt$2.4B0.0%
Total equity$24.2B+12.3%
Total assets$81.4B+8.3%

Cash flow

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Operating cash flow$1.2B-18.5%
CapEx$8.0M-11.1%
Free cash flow$1.2B-18.6%

Valuation

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Market cap$33.91B+5.5%
Enterprise value$34.53B+5.2%
P/E-1.6×
P/S1.7×0.0×

Profitability

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Net margin24.6%+3.9pp
FCF margin29.6%-6.3pp

Returns & leverage

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Return on equity21.3%+2.9pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Arch Capital Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationLiabilityForFuturePolicyBenefitsLossesClaimsAndLossExpenseReserves.

The official record: Arch Capital Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Arch Capital Group's insurance — reserves for losses and loss adjustment expenses?
Arch Capital Group (ACGL) reported insurance — reserves for losses and loss adjustment expenses of $17.53B in Q4 2025.
How has Arch Capital Group's insurance — reserves for losses and loss adjustment expenses changed year-over-year?
Arch Capital Group's insurance — reserves for losses and loss adjustment expenses increased by 7.7% year-over-year, from $16.28B to $17.53B.
What does insurance — reserves for losses and loss adjustment expenses mean?
The estimated liability for claims that have been reported but not yet paid, and claims that have been incurred but not yet reported. It is the most significant liability on an insurer's balance sheet.