Skip to content

Porch Group, Inc. PRCH Losses and loss adjustment expense reserves

Losses and loss adjustment expense reserves at other companies

Kemper logo
KemperKMPR
$106.6M+147%
Radian Group logo
Radian GroupRDN
$12.3M+587%
Assured Guaranty logo
Assured GuarantyAGO
-$2.5M+95.0%
MGIC Investment Corp. logo
MGIC Investment Corp.MTG
$24.24M+922%
NMI Holdings Inc. logo
NMI Holdings Inc.NMIH
$14.78M+6,696%
Enact Holdings, Inc. logo
Enact Holdings, Inc.ACT
$17.92M+0.6%

Other financials

Income statement

See full
Revenue$121.1M+15.6%
Gross profit$90.8M+38.8%
Operating income$11.8M+1,033%
Net income-$4.7M-156%
EPS (diluted)-$0.04-157%

Balance sheet

See full
Cash & equivalents$179.4M+8.0%
Total debt$399.0M-2.5%
Total equity-$25.4M+51.5%
Total assets$806.6M+0.5%

Cash flow

See full
Operating cash flow$13.0M+216%
CapEx$176.0K+171%
Free cash flow$12.8M+214%

Valuation

See full
Market cap$1.44B+2.6%
Enterprise value$1.66B-0.4%
P/S2.9×-0.4×

Profitability

See full
Gross margin73.3%+19.3pp
Operating margin10%
Net margin-3.3%
FCF margin18.1%

Returns & leverage

See full
Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.3×-0.2×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept prch:IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve.

The official record: Porch Group, Inc.’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

Ask your AI about Porch Group, Inc.'s losses and loss adjustment expense reserves.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Porch Group, Inc.'s losses and loss adjustment expense reserves?
Porch Group, Inc. (PRCH) reported losses and loss adjustment expense reserves of -$1.71M in Q1 2026.
How has Porch Group, Inc.'s losses and loss adjustment expense reserves changed year-over-year?
Porch Group, Inc.'s losses and loss adjustment expense reserves decreased by 142.5% year-over-year, from $4.03M to -$1.71M.
What is the long-term trend for Porch Group, Inc.'s losses and loss adjustment expense reserves?
Over 3 years (2022 to 2025), Porch Group, Inc.'s losses and loss adjustment expense reserves has grown at a -21.6% compound annual growth rate (CAGR), from $38.68M to -$18.63M.
What does losses and loss adjustment expense reserves mean?
Represents the change in the estimated liability for claims that have been reported but not yet paid, as well as estimates for claims incurred but not reported. This metric is a critical indicator of the adequacy of insurance reserves and the underlying claims experience.