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Enact Holdings, Inc. ACT Change in loss reserves

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Other financials

Income statement

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Revenue$312.1M+1.7%
Net income$167.8M+1.2%
EPS (diluted)$1.18+9.3%

Balance sheet

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Cash & equivalents$549.0M-13.6%
Total debt$744.9M+0.2%
Total equity$5.3B+4.4%
Total assets$7.0B+3.6%

Cash flow

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Operating cash flow$224.0M-1.2%

Valuation

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Market cap$5.92B+9.5%
Enterprise value$6.11B+11.0%
P/E8.8×+1.0×
P/S4.8×+0.3×

Profitability

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Net margin54.5%-2.4pp

Returns & leverage

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Return on equity12.9%-1.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Enact Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve.

The official record: Enact Holdings, Inc.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Enact Holdings, Inc.'s change in loss reserves?
Enact Holdings, Inc. (ACT) reported change in loss reserves of $17.92M in Q1 2026.
How has Enact Holdings, Inc.'s change in loss reserves changed year-over-year?
Enact Holdings, Inc.'s change in loss reserves increased by 0.6% year-over-year, from $17.81M to $17.92M.
What is the long-term trend for Enact Holdings, Inc.'s change in loss reserves?
Over 3 years (2021 to 2025), Enact Holdings, Inc.'s change in loss reserves has grown at a -19.8% compound annual growth rate (CAGR), from $92.69M to $47.76M.
What does change in loss reserves mean?
This represents the net change in the estimated liability for claims that have been reported but not yet paid, as well as claims incurred but not reported. Changes in these reserves reflect management's assessment of future claim obligations and the adequacy of prior loss estimates. This is a fundamental metric for evaluating the company's underwriting risk and the potential impact of claims on future financial performance.