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Employers Holdings EIG Loss and loss adjustment expense reserves

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Other financials

Income statement

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Revenue$207.6M+2.5%
Net income$10.2M-20.3%
EPS (diluted)$0.520.0%

Balance sheet

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Cash & equivalents$153.1M+52.5%
Total debt$128.8M+3,289%
Total equity$866.5M-19.4%
Total assets$3.4B-3.4%

Cash flow

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Operating cash flow$2.2M-84.9%
CapEx$900.0K+80.0%
Free cash flow$1.3M-90.8%

Valuation

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Market cap$885.15M-20.9%
Enterprise value$860.85M-15.8%
P/E19.9×+9.0×
P/S-0.3×

Profitability

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Net margin6.9%-8.4pp
FCF margin3.8%-6.8pp

Returns & leverage

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Return on equity5.9%
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Employers Holdings in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve.

The official record: Employers Holdings’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Employers Holdings's loss and loss adjustment expense reserves?
Employers Holdings (EIG) reported loss and loss adjustment expense reserves of -$3.3M in Q1 2026.
How has Employers Holdings's loss and loss adjustment expense reserves changed year-over-year?
Employers Holdings's loss and loss adjustment expense reserves decreased by 450.0% year-over-year, from -$600K to -$3.3M.
What is the long-term trend for Employers Holdings's loss and loss adjustment expense reserves?
Over 4 years (2021 to 2025), Employers Holdings's loss and loss adjustment expense reserves has grown at a -59.4% compound annual growth rate (CAGR), from -$88.2M to -$2.4M.
What does loss and loss adjustment expense reserves mean?
Represents the net change in the estimated liability for unpaid insurance claims and associated loss adjustment expenses. This is a critical indicator of the company's actuarial reserve adequacy and potential future cash outflows related to insurance underwriting obligations.