ACI Worldwide ACIW Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | 49%0.0pp | 49%-0.7pp | 49.7%-0.6pp | 50.3%-1.1pp | 51.3%+1.0pp | |
| Operating margin | 18.4%-0.4pp | 18.7%-1.1pp | 19.8%-0.1pp | 19.9%-1.5pp | 21.3%+2.0pp | |
| Net margin | 11.5%-1.4pp | 12.9%-2.2pp | 15.1%+0.3pp | 14.8%-1.4pp | 16.1%+3.4pp | |
| EBITDA margin | 23.8%-0.4pp | 24.3%-1.2pp | 25.4%-0.6pp | 26%-1.8pp | 27.8%+1.5pp | |
| Free cash flow margin | 16.5%-1.1pp | 17.6%-0.5pp | 18.1%+0.8pp | 17.3%-0.6pp | 17.9%-3.6pp | |
| Returns | ||||||
| Return on equity | 13.8%-1.6pp | 15.4%-3.2pp | 18.6%-0.5pp | 19.1%-0.6pp | 19.7%+4.9pp | |
| Return on assets | 6.5%-0.9pp | 7.4%-0.9pp | 8.3%+0.6pp | 7.7%-0.6pp | 8.3%+2.0pp | |
| Return on invested capital | 11.6%+0.1pp | 11.5%-1.8pp | 13.4%-0.2pp | 13.6%-0.8pp | 14.4%+2.7pp | |
| Efficiency | ||||||
| Asset turnover | 0.6×0.0× | 0.6×0.0× | 0.6×0.0× | 0.5×0.0× | 0.5×0.0× | |
| Liquidity | ||||||
| Current ratio | 1.5×0.0× | 1.5×0.0× | 1.6×+0.1× | 1.5×0.0× | 1.5×-0.1× | |
| Quick ratio | 1.5×0.0× | 1.5×0.0× | 1.6×+0.1× | 1.5×0.0× | 1.5×-0.1× | |
| Cash ratio | 0.3×0.0× | 0.4×0.0× | 0.3×0.0× | 0.4×-0.1× | 0.5×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.6×0.0× | 0.6×0.0× | 0.6×-0.1× | 0.7×+0.1× | 0.6×-0.1× | |
| Debt-to-assets | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | |
| Net debt / EBITDA | 1.4×0.0× | 1.4×-0.1× | 1.5×0.0× | 1.4×+0.3× | 1.1×-0.6× | |
| Interest coverage | 5.9×+0.2× | 5.7×0.0× | 5.7×+0.4× | 5.3×0.0× | 5.2×+1.0× | |
| Per Share | ||||||
| Book value per share | $14.59+0.7% | $14.49+1.8% | $14.24+7.4% | $13.26-4.5% | $13.88+3.8% | |
| Valuation | ||||||
| Market capitalization | $4.17B-15.4% | $4.93B-9.5% | $5.45B+12.8% | $4.83B-16.2% | $5.76B+5.8% | |
| Enterprise value | $4.77B-13.6% | $5.52B-9.4% | $6.09B+11.6% | $5.46B-12.9% | $6.27B+2.2% | |
| Price / earnings | 20.2×-1.5× | 21.7×+0.9× | 20.9×+1.6× | 19.2×-2.1× | 21.4×-5.4× | |
| Price / sales | 2.3×-0.5× | 2.8×-0.3× | 3.1×+0.3× | 2.8×-0.6× | 3.4×0.0× | |
| Price / book | 2.8×-0.5× | 3.2×-0.4× | 3.7×+0.2× | 3.5×-0.4× | 3.9×+0.1× | |
| EV / EBITDA | 11.2×-1.8× | 12.9×-0.9× | 13.8×+1.5× | 12.4×-1.2× | 13.5×-1.1× | |
| EV / sales | 2.7×-0.5× | 3.1×-0.4× | 3.5×+0.3× | 3.2×-0.5× | 3.7×-0.1× | |
| Free cash flow yield | 7.1%+0.8pp | 6.3%+0.5pp | 5.7%-0.3pp | 6.1%+0.9pp | 5.2%-1.1pp | |
| Earnings yield | 4.9%+0.3pp | 4.6%-0.2pp | 4.8%-0.4pp | 5.2%+0.5pp | 4.7%+1.0pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are ACI Worldwide's profit margins?
- ACI Worldwide (ACIW) runs a 49.0% gross margin and a 18.4% operating margin, with a 11.5% net margin.
- Where do ACI Worldwide's ratios come from?
- Every ratio is computed from ACI Worldwide's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.