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ACNB ACNB Q2 2026 earnings

Reported July 23, 2026 · Before market open

Revenue$42.8MBeat by $617.7K
EPS$1.49Beat by $0.11
Revenue estimate$42.2M
EPS estimate$1.38

Next report

Oct 22, 2026 (In 2 weeks)
Revenue estimate$43.0M
EPS estimate$1.47

Financials

Q2 2026

Income statement

See full
Revenue$52.5M+4.5%
Net income$15.2M+30.6%
EPS (diluted)$1.49+34.2%

Balance sheet

See full
Cash & equivalents$81.8M-20.6%
Total debt$367.4M-4.2%
Total equity$423.3M+7.1%
Total assets$3.3B+1.8%

Cash flow

See full
CapEx$516.0K—

Valuation & ratios

Valuation

as of 10/02/26
See full
Market cap$639.59M+41.6%
Enterprise value$925.11M+20.1%
P/E11.7×-2.0×
P/S3.2×+0.6×

Profitability

See full
Net margin27.1%+11.5pp

Returns & leverage

See full
Return on equity13.3%+6.0pp
Debt / equity0.9×-0.1×

Segments

By product

See full
Gain from mortgage loans held for sale$1.5M-7.1%
Service charges on deposits$1.2M+5.4%
Wealth management$1.2M+9.3%
ATM debit card charges$933.0K+3.1%

FAQ

When did ACNB report Q2 2026 earnings?
ACNB (ACNB) reported Q2 2026 earnings on July 23, 2026 before market open.
What were ACNB's Q2 2026 revenue and EPS?
ACNB reported revenue of $42.8M and eps of $1.49 for Q2 2026.
Did ACNB beat estimates in Q2 2026?
Revenue beat the consensus estimate of $42.2M by $617.7K. EPS beat the consensus estimate of $1.38 by $0.11.
How did ACNB's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 14.8% from $50.3M a year earlier and eps grew 34.2% from $1.11.
Where can I find ACNB's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001628280-26-049299) and the 10-Q periodic report (0001628280-26-054143) directly on SEC EDGAR. The filing index links above go to sec.gov.