When did ACNB report Q3 2025 earnings?

ACNB (ACNB) reported Q3 2025 earnings on October 23, 2025 before market open.

What were ACNB's Q3 2025 revenue and EPS?

ACNB reported revenue of $50.9M and eps of $1.42 for Q3 2025.

Did ACNB beat estimates in Q3 2025?

Revenue beat the consensus estimate of $39.2M by $11.7M. EPS beat the consensus estimate of $1.20 by $0.22.

How did ACNB's Q3 2025 results compare year-over-year?

Compared to the same quarter a year prior, revenue grew 83.3% from $27.8M a year earlier and eps grew 69.0% from $0.84.

Where can I find ACNB's Q3 2025 SEC filings?

You can read the 10-Q periodic report (0001628280-25-050257) directly on SEC EDGAR. The filing index links above go to sec.gov.

ACNB ACNB Q3 2025 earnings

Reported October 23, 2025 · Before market open

Revenue$50.9MBeat by $11.7M

EPS$1.42Beat by $0.22

Revenue estimate$39.2M

EPS estimate$1.20

Next report

Oct 22, 2026 (in 3 months)

Revenue estimate$43.0M

EPS estimate$1.46

Financials

Q3 2025

Income statement

See full

Revenue$50.9M+49.4%

Net income$14.9M+106%

EPS (diluted)$1.42+69.0%

Balance sheet

See full

Cash & equivalents$102.1M+75.8%

Total debt$420.5M+42.5%

Total equity$408.6M+33.2%

Total assets$3.3B+34.3%

Cash flow

See full

Operating cash flow$23.2M+71.2%

CapEx$430.0K+93.7%

Free cash flow$22.8M+70.8%

Valuation & ratios

Valuation

as of 09/30/25

See full

Market cap$460.99M+23.5%

Enterprise value$779.38M+27.7%

P/E14×+1.3×

P/S2.6×-0.8×

Profitability

See full

Net margin18.5%-8.2pp

FCF margin25.5%-11.8pp

Returns & leverage

See full

Return on equity9.2%-1.3pp

Debt / equity1×+0.1×

Segments

By product

See full

Gain from mortgage loans held for sale$1.5M+1,206%

Service charges on deposits$1.3M+22.7%

Wealth management$1.1M-5.3%

ATM debit card charges$904.0K+9.2%

Versus estimates

Revenue

Q2 2026$42.8MBeat by $617.7K Q1 2026$40.4MBeat by $424.3K Q4 2025$40.7MBeat by $1.1M

Q3 2025$50.9MBeat by $11.7M

Q2 2025$50.3MBeat by $10.9M Q1 2025$43.5MBeat by $10.8M

Diluted EPS

Q2 2026$1.49Beat by $0.11 Q1 2026$1.32Beat by $0.06 Q4 2025$1.35Beat by $0.09

Q3 2025$1.42Beat by $0.22

Q2 2025$1.11Miss by $0.03 Q1 2025$1.03Beat by $0.09

Ask the moment ACNB reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI

Claude

Questions, answered.

When did ACNB report Q3 2025 earnings?: ACNB (ACNB) reported Q3 2025 earnings on October 23, 2025 before market open.
What were ACNB's Q3 2025 revenue and EPS?: ACNB reported revenue of $50.9M and eps of $1.42 for Q3 2025.
Did ACNB beat estimates in Q3 2025?: Revenue beat the consensus estimate of $39.2M by $11.7M. EPS beat the consensus estimate of $1.20 by $0.22.
How did ACNB's Q3 2025 results compare year-over-year?: Compared to the same quarter a year prior, revenue grew 83.3% from $27.8M a year earlier and eps grew 69.0% from $0.84.
Where can I find ACNB's Q3 2025 SEC filings?: You can read the 10-Q periodic report (0001628280-25-050257) directly on SEC EDGAR. The filing index links above go to sec.gov.