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ACNB ACNB Insurance — Interest Income

Other segment segments

Banking
$43.7M+5.1%

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Other financials

Income statement

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Revenue$52.5M+4.5%
Net income$15.2M+30.6%
EPS (diluted)$1.49+34.2%

Balance sheet

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Cash & equivalents$81.8M-20.6%
Total debt$367.4M-4.2%
Total equity$423.3M+7.1%
Total assets$3.3B+1.8%

Cash flow

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Operating cash flow$24.3M+1,903%
CapEx$516.0K
Free cash flow$24.0M+1,295%

Valuation

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Market cap$654.74M+44.7%
Enterprise value$940.27M+28.3%
P/E12×-6.0×
P/S3.3×+0.4×

Profitability

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Net margin27.1%+11.5pp
FCF margin39.5%+20.6pp

Returns & leverage

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Return on equity13.3%+6.0pp
Debt / equity0.9×-0.1×

Where this comes from

Reported directly by ACNB in its filing.

Tagged under the XBRL concept us-gaap:InterestAndDividendIncomeOperating.

The source filing: ACNB’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:02 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054143
(In thousands) / Three Months Ended June 30, 2026BankingInsuranceOther1Consolidated
Interest and dividend income$43,699$(14)$43,685
Noninterest income5,9702,991(143)8,818
Total consolidated revenues52,503
Interest expense9,3473369,683
Provision for credit losses and unfunded commitments447447
Depreciation and amortization expense1,4011881,589
Salaries and employee benefits11,9581,69311013,761
Other noninterest expense27,2753831177,775

Item 1. Consolidated Statements of Condition (Unaudited)

FAQ

What is ACNB's insurance — interest income?
ACNB (ACNB) reported insurance — interest income of $0 in Q2 2026.
How has ACNB's insurance — interest income changed year-over-year?
ACNB's insurance — interest income decreased by 100.0% year-over-year, from $1K to $0.
What is the long-term trend for ACNB's insurance — interest income?
Over 3 years (2022 to 2025), ACNB's insurance — interest income has grown at a 14.5% compound annual growth rate (CAGR), from $2K to $3K.
What does insurance — interest income mean?
Represents the interest revenue generated from cash balances or interest-bearing assets held within the insurance business segment. This metric reflects the segment's ability to earn returns on its liquid assets and capital reserves.

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