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ACNB ACNB Insurance — Other noninterest expense

Other segment segments

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$7.28M-22.5%

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Other financials

Income statement

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Revenue$52.5M+4.5%
Net income$15.2M+30.6%
EPS (diluted)$1.49+34.2%

Balance sheet

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Cash & equivalents$81.8M-20.6%
Total debt$367.4M-4.2%
Total equity$423.3M+7.1%
Total assets$3.3B+1.8%

Cash flow

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Operating cash flow$24.3M+1,903%
CapEx$516.0K
Free cash flow$24.0M+1,295%

Valuation

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Market cap$645.69M+42.7%
Enterprise value$931.21M+27.1%
P/E11.8×-6.1×
P/S3.2×+0.4×

Profitability

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Net margin27.1%+11.5pp
FCF margin39.5%+20.6pp

Returns & leverage

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Return on equity13.3%+6.0pp
Debt / equity0.9×-0.1×

Where this comes from

Reported directly by ACNB in its filing.

Tagged under the XBRL concept acnb:OtherNoninterestExpenseAdjusted.

The source filing: ACNB’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:02 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054143
(In thousands) / Three Months Ended June 30, 2026BankingInsuranceOther1Consolidated
Provision for credit losses and unfunded commitments447447
Depreciation and amortization expense1,4011881,589
Salaries and employee benefits11,9581,69311013,761
Other noninterest expense27,2753831177,775
Income (loss) before income taxes19,241727(720)19,248
Income tax expense (benefit)3,981205(152)4,034
Net income (loss)$15,260$522$(568)$15,214
Total assets$3,303,705$19,556$(4,398)$3,318,863

Item 1. Consolidated Statements of Condition (Unaudited)

FAQ

What is ACNB's insurance — other noninterest expense?
ACNB (ACNB) reported insurance — other noninterest expense of $383K in Q2 2026.
How has ACNB's insurance — other noninterest expense changed year-over-year?
ACNB's insurance — other noninterest expense decreased by 8.6% year-over-year, from $419K to $383K.
What is the long-term trend for ACNB's insurance — other noninterest expense?
Over 3 years (2022 to 2025), ACNB's insurance — other noninterest expense has grown at a 20.8% compound annual growth rate (CAGR), from $1.12M to $1.98M.
What does insurance — other noninterest expense mean?
Encompasses all operating expenses for the insurance segment excluding interest and personnel costs, such as administrative, marketing, and technology expenses. This metric is essential for analyzing the segment's overhead management and operational discipline.

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