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ACNB ACNB (Reversal Of) Provision For Unfunded Commitments

(Reversal Of) Provision For Unfunded Commitments at other companies

Home Bancorp logo
Home BancorpHBCP
-$268.75K-1,114%
Bar Harbor Bankshares logo
Bar Harbor BanksharesBHB
-$650K
Bar Harbor Bankshares logo
Bar Harbor BanksharesBHB
-$650K
SB Financial Group logo
SB Financial GroupSBFG
-$99K+66.7%
SB Financial Group logo
SB Financial GroupSBFG
-$99K+66.7%
SB Financial Group logo
SB Financial GroupSBFG
-$99K+66.7%

Other financials

Income statement

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Revenue$52.5M+4.5%
Net income$15.2M+30.6%
EPS (diluted)$1.49+34.2%

Balance sheet

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Cash & equivalents$81.8M-20.6%
Total debt$367.4M-4.2%
Total equity$423.3M+7.1%
Total assets$3.3B+1.8%

Cash flow

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Operating cash flow$24.3M+1,903%
CapEx$516.0K
Free cash flow$24.0M+1,295%

Valuation

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Market cap$654.74M+44.7%
Enterprise value$940.27M+28.3%
P/E12×-6.0×
P/S3.3×+0.4×

Profitability

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Net margin27.1%+11.5pp
FCF margin39.5%+20.6pp

Returns & leverage

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Return on equity13.3%+6.0pp
Debt / equity0.9×-0.1×

Where this comes from

Reported directly by ACNB in its filing.

Tagged under the XBRL concept acnb:ReversalOfProvisionForUnfundedCommitments.

The source filing: ACNB’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:02 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054143
(Dollars in thousands, except share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total Interest Expense9,68310,56419,40019,764
Net Interest Income34,00231,01266,51758,102
Provision for (reversal of) credit losses554(228)4785,740
Reversal of provision for unfunded commitments(107)(354)(120)(834)
Net Interest Income after Provision for (Reversal of) Credit Losses and Unfunded Commitments33,55531,59466,15953,196
NONINTEREST INCOME
Insurance commissions2,9912,9085,1195,055
Gain from mortgage loans held for sale1,4631,5752,6892,430

Item 1. Consolidated Statements of Condition (Unaudited)

FAQ

What is ACNB's (reversal of) provision for unfunded commitments?
ACNB (ACNB) reported (reversal of) provision for unfunded commitments of $107K in Q2 2026.
What does (reversal of) provision for unfunded commitments mean?
(Reversal Of) Provision For Unfunded Commitments as reported by ACNB Corp.

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