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ACNB ACNB Lease Liability Payments - Due Year Four

Lease Liability Payments - Due Year Four at other companies

M&T Bank logo
M&T BankMTB
$89M-6.3%
CNB Financial logo
CNB FinancialCCNE
$978K-65.8%
Home Bancorp logo
Home BancorpHBCP
$1.15M-6.4%

Other financials

Income statement

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Revenue$52.5M+4.5%
Net income$15.2M+30.6%
EPS (diluted)$1.49+34.2%

Balance sheet

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Cash & equivalents$81.8M-20.6%
Total debt$367.4M-4.2%
Total equity$423.3M+7.1%
Total assets$3.3B+1.8%

Cash flow

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Operating cash flow$24.3M+1,903%
CapEx$516.0K
Free cash flow$24.0M+1,295%

Valuation

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Market cap$645.69M+42.7%
Enterprise value$931.21M+27.1%
P/E11.8×-6.1×
P/S3.2×+0.4×

Profitability

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Net margin27.1%+11.5pp
FCF margin39.5%+20.6pp

Returns & leverage

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Return on equity13.3%+6.0pp
Debt / equity0.9×-0.1×

Where this comes from

Reported directly by ACNB in its filing.

Tagged under the XBRL concept us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueYearFour.

The source filing: ACNB’s 10-K, filed March 12, 2026.

Filed
Mar 12, 2026, 4:08 PM EDT
Fiscal year
FY2025
Accession
0001628280-26-017229
Year(In thousands)(In thousands)
2026$$1,050
2027860
2028829
2029701
2030496
Thereafter962
Total minimum lease payments4,898
Less: amount representing interest 1447

ITEM 8 — FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is ACNB's lease liability payments - due year four?
ACNB (ACNB) reported lease liability payments - due year four of $701K in Q4 2025.
How has ACNB's lease liability payments - due year four changed year-over-year?
ACNB's lease liability payments - due year four increased by 61.5% year-over-year, from $434K to $701K.
What is the long-term trend for ACNB's lease liability payments - due year four?
Over 5 years (2020 to 2025), ACNB's lease liability payments - due year four has grown at a 5.4% compound annual growth rate (CAGR), from $540K to $701K.
What does lease liability payments - due year four mean?
The contractual cash obligations for operating and finance leases due in the fourth year following the balance sheet date. This is part of the long-term lease maturity schedule that helps investors assess the company's future fixed cost burden. It allows for better modeling of long-term capital allocation and cash flow stability.

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