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ACNB ACNB Recoveries

Recoveries at other companies

CTB
Community Trust BancorpCTBI
$1.2M+1.7%
NBT
NBT BancorpNBTB
$1.76M-15.0%
BCB Bancorp logo
BCB BancorpBCBP
$904K+189%
Independent Bank Corp logo
Independent Bank CorpINDB
$954K+113%
National Bankshares logo
National BanksharesNKSH

Other financials

Income statement

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Revenue$52.5M+4.5%
Net income$15.2M+30.6%
EPS (diluted)$1.49+34.2%

Balance sheet

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Cash & equivalents$81.8M-20.6%
Total debt$367.4M-4.2%
Total equity$423.3M+7.1%
Total assets$3.3B+1.8%

Cash flow

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Operating cash flow$24.3M+1,903%
CapEx$516.0K
Free cash flow$24.0M+1,295%

Valuation

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Market cap$645.69M+42.7%
Enterprise value$931.21M+27.1%
P/E11.8×-6.1×
P/S3.2×+0.4×

Profitability

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Net margin27.1%+11.5pp
FCF margin39.5%+20.6pp

Returns & leverage

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Return on equity13.3%+6.0pp
Debt / equity0.9×-0.1×

Where this comes from

Reported directly by ACNB in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery.

The source filing: ACNB’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:02 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054143
(In thousands) / Three Months Ended June 30, 2026Commercial Real EstateResidential MortgageCommercialand IndustrialHome Equity Lines of CreditReal Estate ConstructionConsumerTotal
Beginning balance - April 1, 2026$13,705$5,578$1,648$552$1,985$147$23,615
Charge-offs(120)(72)(192)
Recoveries22729
Provisions (reversal of)259(8)25310(4)44554
Ending balance - June 30, 2026$13,844$5,570$1,903$562$1,981$146$24,006
Six Months Ended June 30, 2026
Beginning balance - January 1, 2026$13,259$5,386$1,800$482$2,588$157$23,672
Charge-offs(120)(154)(274)

Item 1. Consolidated Statements of Condition (Unaudited)

FAQ

What is ACNB's recoveries?
ACNB (ACNB) reported recoveries of $29K in Q2 2026.
How has ACNB's recoveries changed year-over-year?
ACNB's recoveries increased by 38.1% year-over-year, from $21K to $29K.
What does recoveries mean?
Recoveries

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